Tri-Valley Bank (FDIC #12417): Bank Stress & Real-Estate Credit Exposure
Tri-Valley Bank (FDIC Cert #12417): bank stress 98/100, severe, STABLE over 7 days.
Tri-Valley Bank (#12417) lends in 4 counties across 2 states; Tri-Valley Bank (#12417) reaches 50 ZIP codes: Iowa 3 counties, 30 ZIPs; Nebraska 1 county, 20 ZIPs.
Tri-Valley Bank (#12417) largest markets: Otoe County, NE (20 branches, 20 ZIPs) (#12417), Page County, IA (13 branches, 13 ZIPs) (#12417), Fremont County, IA (11 branches, 11 ZIPs) (#12417), Mills County, IA (11 branches, 11 ZIPs) (#12417).
Tri-Valley Bank (#12417) reports $82.8 million in total assets; Tri-Valley Bank (#12417) equity $5.1 million (6.1% of Tri-Valley Bank (#12417) assets); Tri-Valley Bank (#12417) domestic deposits $77.4 million; Tri-Valley Bank (#12417) net income $73,000; Tri-Valley Bank (#12417) return on assets 0.18%; Tri-Valley Bank (#12417) return on equity 3.00%; Tri-Valley Bank (#12417) net interest income $1.6 million; Tri-Valley Bank (#12417) call report June 30, 2026.
Tri-Valley Bank (#12417) noncurrent real-estate loans: none reported; Tri-Valley Bank (#12417) net charge-offs on real estate 2.15%; Tri-Valley Bank (#12417) residential charge-offs 7.92%.
Tri-Valley Bank (#12417) net interest margin 4.13% against an eight-quarter Tri-Valley Bank (#12417) average of 3.85% (Tri-Valley Bank (#12417) compression -0.28 points); Tri-Valley Bank (#12417) non-residential real estate 792.0% of equity; Tri-Valley Bank (#12417) rate-exposure score 40/100, Tri-Valley Bank (#12417) fixed-rate trap 40/100; Tri-Valley Bank (#12417) risk type credit driven; Tri-Valley Bank (#12417) rate regime rates elevated, Tri-Valley Bank (#12417) snapshot October 19, 2026.
Tri-Valley Bank (#12417) stress score moved from 100 on June 22, 2026 to 97.6 on October 19, 2026; Tri-Valley Bank (#12417) ranged 97.6 to 100 over 116 snapshots.
Tri-Valley Bank (#12417) alerts: 4 counties; top Tri-Valley Bank (#12417) alert scores: Essex County, IA 31 (low); Glenwood County, IA 31 (low); Nebraska City County, IA 31 (low); Randolph County, IA 31 (low).