Otoe County, NE: Foreclosures, Tax Liens & Distressed Properties
Otoe County, NE, Nebraska: 20 ZIP codes scored, Otoe County, NE averaging 13/100 (minimal, Otoe, NE), from 9 to 27. Otoe County, NE is in its peak phase (Otoe, NE confidence 24/100): Otoe, NE home prices up 3.3% (Otoe, NE) over twelve months. Otoe County, NE lender headwind: 51/100.
Highest-scoring Otoe County, NE ZIPs: 68317 (27/100), 68455 (20/100), 68413 (19/100), 68421 (19/100), 68301 (18/100), 68347 (17/100). Also scored in Otoe County, NE: 68307, 68443, 68379, 68418, 68448, 68454, 68324, 68329, 68344, 68346.
Across Otoe County, NE's scored ZIPs: median home value $199,367, household income $83,311, 12.3% vacancy, 9.1% poverty, 84% owner-occupied, median age 43.6.
Otoe County, NE insurance distress 0/100 (#2,890 in the US); FEMA hazard 0/100 for Otoe, NE; 2 federal disaster declarations in Otoe County, NE since 2023; Otoe, NE construction distress 49/100.
12 banks with 14 branches lend in Otoe County, NE; Otoe, NE weighted bank stress 61/100, highest 98/100 in Otoe, NE.
Otoe County, NE unemployment 2.5% (Otoe, NE -0.8 pts, six months); 33 new housing units permitted in Otoe County, NE over twelve months, Otoe, NE up 3% from 32; Otoe, NE home prices +10.1% a year (Otoe, NE) over three years.
6,999 housing units in Otoe County, NE; 1,274 Otoe, NE renter households; 23% of Otoe, NE renters spend 30%+ of income on rent, 11% (Otoe, NE) half or more.
Otoe County, NE ranks #3,132 nationally on the opportunity index (Otoe, NE, among all ranked counties); Otoe, NE scores 21.7/100 and Otoe, NE sits #89 inside Nebraska. Otoe, NE is in the weak opportunity phase; Otoe, NE's primary driver is bank institutional, Otoe, NE second driver construction; Otoe, NE moved down 397 places. 4 short-sale listings across Otoe, NE; 6 days on market observed in Otoe, NE; 8.2% vacancy over 20 Otoe, NE ZIPs.
No CFPB county sample covers Otoe County, NE. The non-metro area reading for Otoe, NE: 0.8% ninety-plus days late; Otoe, NE's thirty-to-eighty-nine share is 2.1% (Otoe, NE, December 2025 data); Nebraska overall 0.6%.
Otoe County, NE has 9 watched banks; 9 Otoe, NE banks sit in an elevated band. Otoe, NE footprints: Countryside Bank (3 branches, stress 45) in Otoe, NE; Farmers&Merchants Bank (1 branch, stress 79) in Otoe, NE; Arbor Bank (1 branch, stress 72) in Otoe, NE.
616 of the 6,999 housing units in Otoe, NE sit vacant. Otoe County, NE permitted 0 multifamily units in twelve months; Otoe, NE's one-to-four unit structures added 33 units in Otoe County, NE.
Otoe County ZIPs ranked by distress
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