Katahdin Trust Co (FDIC #12874): Bank Stress & Real-Estate Credit Exposure
Katahdin Trust Co (FDIC Cert #12874): bank stress 74/100, elevated, STABLE over 7 days; parent KATAHDIN BANKSHARES CORP.
Katahdin Trust Co (#12874) lends in 3 counties across 1 state; Katahdin Trust Co (#12874) reaches 123 ZIP codes: Maine 3 counties, 123 ZIPs.
Katahdin Trust Co (#12874) largest markets: Penobscot County, ME (188 branches, 47 ZIPs) (#12874), Aroostook County, ME (504 branches, 42 ZIPs) (#12874), Cumberland County, ME (38 branches, 38 ZIPs) (#12874).
Katahdin Trust Co (#12874) reports $1.16 billion in total assets; Katahdin Trust Co (#12874) equity $110.2 million (9.5% of Katahdin Trust Co (#12874) assets); Katahdin Trust Co (#12874) domestic deposits $965.9 million; Katahdin Trust Co (#12874) net income $5.1 million; Katahdin Trust Co (#12874) return on assets 0.90%; Katahdin Trust Co (#12874) return on equity 9.27%; Katahdin Trust Co (#12874) net interest income $20.8 million; Katahdin Trust Co (#12874) call report June 30, 2026.
Katahdin Trust Co (#12874) noncurrent real-estate loans 0.10% of its book; Katahdin Trust Co (#12874) residential 0.21%; Katahdin Trust Co (#12874) net charge-offs on real estate 0.48%; Katahdin Trust Co (#12874) multifamily charge-offs 2.16%; Katahdin Trust Co (#12874) residential charge-offs 0.17%.
Katahdin Trust Co (#12874) net interest margin 3.94% against an eight-quarter Katahdin Trust Co (#12874) average of 3.82% (Katahdin Trust Co (#12874) compression -0.12 points); Katahdin Trust Co (#12874) real-estate loans 9.6% of equity; Katahdin Trust Co (#12874) non-residential real estate 17.3% of equity; Katahdin Trust Co (#12874) rate-exposure score 40/100, Katahdin Trust Co (#12874) fixed-rate trap 40/100; Katahdin Trust Co (#12874) risk type credit driven; Katahdin Trust Co (#12874) rate regime rates elevated, Katahdin Trust Co (#12874) snapshot October 20, 2026.
Katahdin Trust Co (#12874) stress score moved from 71.3 on June 22, 2026 to 74.3 on October 20, 2026; Katahdin Trust Co (#12874) ranged 71.3 to 74.3 over 117 snapshots.
Katahdin Trust Co (#12874) alerts: 3 counties; top Katahdin Trust Co (#12874) alert scores: Patten County, ME 26 (low); Scarborough County, ME 26 (low); Van Buren County, ME 26 (low).