First Security Bank (FDIC #17120): Bank Stress & Real-Estate Credit Exposure

First Security Bank (FDIC Cert #17120): bank stress 69/100, elevated, STABLE over 7 days; parent SECURITY CAPITAL CORP.

First Security Bank (#17120) lends in 6 counties across 1 state; First Security Bank (#17120) reaches 36 ZIP codes: Mississippi 6 counties, 36 ZIPs.

First Security Bank (#17120) largest markets: Panola County, MS (110 branches, 11 ZIPs) (#17120), Desoto County, MS (40 branches, 10 ZIPs) (#17120), Quitman County, MS (10 branches, 10 ZIPs) (#17120), Marshall County, MS (8 branches, 8 ZIPs) (#17120), Tate County, MS (5 branches, 5 ZIPs) (#17120), Tunica County, MS (10 branches, 5 ZIPs) (#17120).

First Security Bank (#17120) reports $976.5 million in total assets; First Security Bank (#17120) equity $84.3 million (8.6% of First Security Bank (#17120) assets); First Security Bank (#17120) domestic deposits $837.7 million; First Security Bank (#17120) net income $6.2 million; First Security Bank (#17120) return on assets 1.33%; First Security Bank (#17120) return on equity 15.25%; First Security Bank (#17120) net interest income $17.3 million; First Security Bank (#17120) call report June 30, 2026.

First Security Bank (#17120) noncurrent real-estate loans: none reported; First Security Bank (#17120) net charge-offs on real estate 0.54%; First Security Bank (#17120) residential charge-offs 0.25%.

First Security Bank (#17120) net interest margin 4.05% against an eight-quarter First Security Bank (#17120) average of 3.84% (First Security Bank (#17120) compression -0.20 points); First Security Bank (#17120) non-residential real estate 25.5% of equity; First Security Bank (#17120) rate-exposure score 40/100, First Security Bank (#17120) fixed-rate trap 40/100; First Security Bank (#17120) risk type credit driven; First Security Bank (#17120) rate regime rates elevated, First Security Bank (#17120) snapshot October 19, 2026.

First Security Bank (#17120) stress score moved from 65.5 on June 22, 2026 to 68.8 on October 19, 2026; First Security Bank (#17120) ranged 65.5 to 68.8 over 116 snapshots.

First Security Bank (#17120) alerts: 6 counties; top First Security Bank (#17120) alert scores: Tunica County, MS 46 (moderate); Byhalia County, MS 23 (low); Marks County, MS 23 (low); Sardis County, MS 23 (low); Senatobia County, MS 23 (low).