Central Pacific Bank (FDIC #17308): Bank Stress & Real-Estate Credit Exposure
Central Pacific Bank (FDIC Cert #17308): bank stress 72/100, elevated, STABLE over 7 days; parent CENTRAL PACIFIC FINANCIAL CORP (CPF).
Central Pacific Bank (#17308) lends in 4 counties across 1 state; Central Pacific Bank (#17308) reaches 96 ZIP codes: Hawaii 4 counties, 96 ZIPs.
Central Pacific Bank (#17308) largest markets: Honolulu County, HI (760 branches, 38 ZIPs) (#17308), Hawaii County, HI (56 branches, 28 ZIPs) (#17308), Kauai County, HI (16 branches, 16 ZIPs) (#17308), Maui County, HI (56 branches, 14 ZIPs) (#17308).
Central Pacific Bank (#17308) reports $7.50 billion in total assets; Central Pacific Bank (#17308) equity $638.0 million (8.5% of Central Pacific Bank (#17308) assets); Central Pacific Bank (#17308) domestic deposits $6.70 billion; Central Pacific Bank (#17308) net income $45.0 million; Central Pacific Bank (#17308) return on assets 1.21%; Central Pacific Bank (#17308) return on equity 14.16%; Central Pacific Bank (#17308) net interest income $125.8 million; Central Pacific Bank (#17308) call report June 30, 2026.
Central Pacific Bank (#17308) noncurrent real-estate loans: none reported; Central Pacific Bank (#17308) net charge-offs on real estate 0.35%.
Central Pacific Bank (#17308) net interest margin 3.65% against an eight-quarter Central Pacific Bank (#17308) average of 3.47% (Central Pacific Bank (#17308) compression -0.19 points); Central Pacific Bank (#17308) rate-exposure score 40/100, Central Pacific Bank (#17308) fixed-rate trap 40/100; Central Pacific Bank (#17308) risk type credit driven; Central Pacific Bank (#17308) rate regime rates elevated; Central Pacific Bank (#17308) shares 8.0% below the 52-week high, Central Pacific Bank (#17308) equity trend weakening, Central Pacific Bank (#17308) snapshot October 19, 2026.
Central Pacific Bank (#17308) stress score moved from 70.6 on June 22, 2026 to 71.7 on October 20, 2026; Central Pacific Bank (#17308) ranged 70.6 to 71.7 over 117 snapshots.
Central Pacific Bank (#17308) alerts: 4 counties; top Central Pacific Bank (#17308) alert scores: Kailua Kona County, HI 28 (low); Lihue County, HI 28 (low); Wailuku County, HI 28 (low); Waipahu County, HI 28 (low).