Firstier Bank (FDIC #17478): Bank Stress & Real-Estate Credit Exposure
Firstier Bank (FDIC Cert #17478): bank stress 69/100, elevated, STABLE over 7 days; parent FIRSTIER BCORP.
Firstier Bank (#17478) lends in 10 counties across 3 states; Firstier Bank (#17478) reaches 140 ZIP codes: Colorado 5 counties, 98 ZIPs; Nebraska 3 counties, 27 ZIPs; Wyoming 2 counties, 17 ZIPs.
Firstier Bank (#17478) largest markets: Weld County, CO (43 branches, 43 ZIPs) (#17478), Larimer County, CO (24 branches, 24 ZIPs) (#17478), Boulder County, CO (23 branches, 23 ZIPs) (#17478), Douglas County, CO (18 branches, 18 ZIPs) (#17478), Buffalo County, NE (28 branches, 14 ZIPs) (#17478), Laramie County, WY (26 branches, 13 ZIPs) (#17478).
Firstier Bank (#17478) reports $1.05 billion in total assets; Firstier Bank (#17478) equity $122.9 million (11.7% of Firstier Bank (#17478) assets); Firstier Bank (#17478) domestic deposits $883.2 million; Firstier Bank (#17478) net income $4.2 million; Firstier Bank (#17478) return on assets 0.77%; Firstier Bank (#17478) return on equity 6.78%; Firstier Bank (#17478) net interest income $17.9 million; Firstier Bank (#17478) call report June 30, 2026.
Firstier Bank (#17478) noncurrent real-estate loans: none reported; Firstier Bank (#17478) net charge-offs on real estate 4.77%; Firstier Bank (#17478) residential charge-offs 4.72%.
Firstier Bank (#17478) net interest margin 3.53% against an eight-quarter Firstier Bank (#17478) average of 3.87% (Firstier Bank (#17478) compression 0.34 points); Firstier Bank (#17478) non-residential real estate 472.1% of equity; Firstier Bank (#17478) rate-exposure score 40/100, Firstier Bank (#17478) fixed-rate trap 40/100; Firstier Bank (#17478) risk type credit driven; Firstier Bank (#17478) rate regime rates elevated, Firstier Bank (#17478) snapshot October 19, 2026.
Firstier Bank (#17478) stress score moved from 70.1 on June 22, 2026 to 69.1 on October 19, 2026; Firstier Bank (#17478) ranged 69.1 to 70.1 over 116 snapshots.
Firstier Bank (#17478) alerts: 10 counties; top Firstier Bank (#17478) alert scores: Kimball County, NE 48 (moderate); Cheyenne County, NE 40 (moderate); Greeley County, NE 32 (low); Kearney County, NE 30 (low); Boulder County, NE 23 (low).