Phelps County, NE: Foreclosures, Tax Liens & Distressed Properties

Across Phelps County, Nebraska, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Across its ZIPs, composite distress spans 9 to 25 out of 100. 10 ZIP codes are tracked county-wide, averaging 16/100 distress. County-level credit and bank headwind reads 52/100.

The county market is in a peak phase: home prices rose 3.3% over the past year, a 24/100-confidence read. This late in the run, the average masks the outliers with opportunity concentrated by ZIP.

Near the cycle top at +3.3% YoY (24/100 confidence), selectivity rules well beyond the county average. A mid-cycle 52/100 lender reading points to a blend the ZIP scores sort out.

Highest scores land in 68863 (25/100), 68836 (18/100), 68845 (17/100), 68949 (17/100), 68923 (16/100), 68940 (16/100); each opens to a full parcel breakdown. Other tracked Phelps County ZIPs include 68958, 68927, 68982, 68924.

Profile-wise, Phelps County's scored ZIPs show 7.7% of households below the poverty line, a 7.3% vacancy rate, household income averaging about $73,679, roughly at the national median, residents with a median age around 38, typical home values near $201,922, 75% of homes owner-occupied. Taken together, they drive how much distress reaches the market and how fast it moves.

At 16/100 composite over 10 ZIPs, the edge is selective acquisition where the ZIP scores point. Inside DLRadar, each Phelps County property carries owner, APN and address, a per-parcel score, lender exposure and exit read.

The distress read for Phelps County, Nebraska is refreshed as new public records post and uses the same methodology coast to coast, so Phelps County stays directly comparable to any other market you track.

Used properly, Phelps County, Nebraska's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Phelps County as a whole. Every Phelps County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

The ZIP breakdown for Phelps County leads with 68863 (25/100), 68836 (18/100), 68845 (17/100), 68949 (17/100), 68923 (16/100), 68940 (16/100). DLRadar also scores 68958, 68927, 68982, 68924 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Phelps County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.