ZIP 68845 Foreclosure, Tax-Lien & Distress Report

ZIP code 68845 in Buffalo County, Nebraska carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (39/100), structural risk (37/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (2/100). It additionally carries heavy environmental risk: climate & FEMA risk (66/100). Structural exposure scores 37 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 3.1% year on year, and 13% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 68845 scores 30/100. The poverty rate is 11.1%. Rent burden reaches 35% of tenant households. About 21,012 people live here, median age 33. The vacancy rate is 6.2%. The ZIP holds roughly 9,006 housing units. Households earn a median $75,350 — near the roughly $78,000 national figure. The tenure split is 58% owner-occupied to 42% rented. Educational attainment sits at 41% bachelor's-or-above. A median home runs $282,000 here, or 3.6 times local income.

Net-net, 68845 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 68845 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 68845 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Buffalo County, Nebraska and the nation. The score is rebuilt from public data as it updates, so 68845 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 68845 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 68845 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.