Buffalo County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Buffalo County, NE distress report, 2026: 14 ZIPs scored in Buffalo, NE, Buffalo, NE average 19/100; the top Buffalo, NE ZIP is 68956 at 21/100; Buffalo, NE market phase peak, Buffalo, NE prices +3.1% year over year.
- Buffalo, NE ranks #2,499 nationally (opportunity index); Buffalo, NE #62 in Nebraska; Buffalo, NE index 25.9.
- Buffalo, NE: no CFPB county sample; Buffalo, NE non-metro area reading 0.8%.
- Buffalo, NE ZIP phases: 14 peak.
- Buffalo, NE residential listings tracked: 69 across 12 ZIPs; Buffalo, NE candidate listings 7.
- Buffalo, NE HUD assisted properties: 5 with 143 units.
- Buffalo, NE lenders on watch: 8; largest Buffalo, NE footprint Five Points Bank (3 branches).
- Buffalo, NE most distressed ZIP: 68956 at 21/100.
Buffalo, NE figures: DLRadar distress index; Buffalo, NE inputs: CFPB, FHFA, HUD, FDIC; Buffalo, NE rebuilt as sources refresh.
| Rank | Buffalo, NE ZIP | Score |
|---|---|---|
| 1 | 68956 | 21/100 |
| 2 | 68812 | 20/100 |
| 3 | 68849 | 20/100 |
| 4 | 68858 | 20/100 |
| 5 | 68861 | 20/100 |
| 6 | 68866 | 20/100 |
| 7 | 68870 | 20/100 |
| 8 | 68836 | 19/100 |
| 9 | 68840 | 19/100 |
| 10 | 68845 | 18/100 |
| 11 | 68847 | 18/100 |
| 12 | 68869 | 17/100 |
Most distressed Buffalo, NE ZIPs (0-100, 2026)
Mortgage delinquency around Buffalo, NE
No CFPB county sample covers Buffalo, NE; the non-metro area reading for Buffalo, NE: 0.8% ninety-plus; Buffalo, NE area thirty-to-eighty-nine 2.1% (December 2025, Buffalo, NE); Nebraska overall 0.6%.
Opportunity index: Buffalo, NE
Buffalo, NE index 25.9, Buffalo, NE phase weak; Buffalo, NE primary driver bank institutional, Buffalo, NE second driver construction. Buffalo, NE components: property stress 8.1, foreclosure pressure 7.1, listing discounts 35.6, bank stress 54.1, insurance 0.0; Buffalo, NE pulse 26.5; Buffalo, NE capital opportunity 25.1; Buffalo, NE seven-day change +0.4%.
ZIP market phases inside Buffalo, NE
14 Buffalo, NE ZIPs carry a price-cycle phase; Buffalo, NE ZIPs by phase (Buffalo, NE), deepest drawdown first: peak, +1.8% YoY, 0.4% off peak (Buffalo, NE): 68876; peak, +2.8% YoY, 0.1% off peak (Buffalo, NE): 68956; peak, +3.1% YoY (Buffalo, NE): 68812, 68840, 68845, 68847, Buffalo, NE 68849, 68858, 68861, 68866, Buffalo, NE 68869, 68870; peak, +3.2% YoY (Buffalo, NE): 68836, 68844.
Residential listings by Buffalo, NE ZIP
Buffalo, NE ZIPs with the most tracked Buffalo, NE residential listings: 68845 33 listings, 5 candidates, bank pressure 58; 68847 30 listings, 2 candidates, bank pressure 58; 68812 1 listings, 0 candidates, bank pressure 60; 68840 1 listings, 0 candidates, bank pressure 58 (Buffalo, NE); 68866 1 listings, 0 candidates, bank pressure 58; 68869 1 listings, 0 candidates, bank pressure 57; 68870 1 listings, 0 candidates, bank pressure 60; 68876 1 listings, 0 candidates, bank pressure 59. Buffalo, NE totals: 69 listings; Buffalo, NE candidates 7; active ZIPs 8.
HUD assisted housing in Buffalo, NE
5 assisted properties with 143 units sit in Buffalo, NE; largest Buffalo, NE properties: Kearney Plaza Townhomes (Kearney) 50 units, 50 assisted; Platte Valley (Kearney) 30 units, 30 assisted; Cimarron Court (Kearney) 26 units, 26 assisted in Buffalo, NE; St. Luke's Countryside Villa (Kearney) 22 units, 21 assisted; Autumn Village (Kearney) 15 units, 15 assisted.
Lenders with branches in Buffalo, NE
Buffalo, NE lenders by branch count: Five Points Bank (Buffalo, NE): stress 71, 3 branches low in Buffalo, NE; First National Bank Of Omaha (Buffalo, NE): stress 49, 3 branches low in Buffalo, NE; Town&Country Bank (Buffalo, NE): stress 48, 3 branches low in Buffalo, NE; Firstier Bank (Buffalo, NE): stress 69, 2 branches low in Buffalo, NE; Heartland Bank (Buffalo, NE): stress 46, 2 branches low in Buffalo, NE; Exchange Bank (Buffalo, NE): stress 43, 2 branches low in Buffalo, NE; Heritage Bank (Buffalo, NE): stress 0, 2 branches low in Buffalo, NE; Nebraskaland Bank (Buffalo, NE): stress 85, 1 branch low in Buffalo, NE.
Vacancy and permits, Buffalo, NE
1,302 of 21,286 Buffalo, NE housing units are vacant; Buffalo, NE permits, twelve months: 3 multifamily units in Buffalo, NE, 144 one-to-four unit units.
Work Buffalo, NE at the parcel level
Every Buffalo, NE parcel carries owner and address; every Buffalo, NE parcel carries APN; Buffalo, NE distress scores sit on the Buffalo, NE live board.
Buffalo, NE figures refresh with each source.
Buffalo, NE questions
Most distressed ZIP code in Buffalo County, NE?
ZIP 68956 leads Buffalo, NE at 21/100; next in Buffalo, NE: 68812 at 20/100; the Buffalo, NE average is 19/100.
Where does Buffalo County, NE rank for investment opportunity?
Buffalo, NE is #2,499 among all ranked counties, #62 in Nebraska; the Buffalo, NE driver is bank institutional; Buffalo, NE moved up 426 places.
How many mortgages are delinquent in Buffalo County, NE?
Buffalo, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Buffalo, NE.
Which banks lend in Buffalo County, NE?
8 watched lenders hold Buffalo, NE branches; the largest Buffalo, NE footprints are Five Points Bank (3), First National Bank Of Omaha (3), Town&Country Bank (3).
More on Buffalo, NE
Buffalo County, NE distress report: public-record figures for Buffalo, NE; not legal advice for Buffalo, NE; not tax or investment advice; verify every Buffalo, NE record before acting.