ZIP 68940 Property Distress & Foreclosure Data

ZIP code 68940 in Phelps County, Nebraska carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 27/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (50/100), structural risk (27/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.

Home values center near $209,400, an affordability ratio of 1.9× — accessible. Around 6% of renters are cost-burdened. Median household income is $102,857, above the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. 3.2% of residents fall below the poverty threshold. The ZIP holds roughly 178 housing units. Owners hold 85% of homes, renters 15%. About 476 people live here, median age 35. DLRadar's demographic-stress index for the area reads 18/100. The vacancy rate is 4.2%.

Overall 68940 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.