ZIP 68940 Foreclosure, Tax-Lien & Distress Report

ZIP 68940's composite property-distress score is 16/100 - DLRadar classes that as low for Phelps County, Nebraska. On the structural side it scores 37/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (90/100), structural risk (37/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The market reads peak — home values rose 3.3% year on year, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $209,400, an affordability ratio of 1.9× — accessible. Around 6% of renters are cost-burdened. Median household income is $102,857, above the U.S. median near $78,000. About 24% have a four-year degree. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. There are about 178 housing units across 68940. Owners hold 85% of homes, renters 15%. About 476 people live here, median age 35. On demographic stress specifically, 68940 scores 18/100. The vacancy rate is 4.2%.

On balance, 68940 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 68940 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 68940 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Phelps County, Nebraska and the nation. Nothing here is interpolated — where a source is thin for 68940, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

68940's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 68940 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.