ZIP 68949 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 68949 (Phelps County, Nebraska) at a low 17/100 for overall property distress. What sets it apart are the readings on construction/permit lag (96/100), structural risk (38/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The split runs 38/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.3% year on year, and 29% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 3,132 housing units across 68949. On demographic stress specifically, 68949 scores 29/100. The vacancy rate is 7.5%. The tenure split is 66% owner-occupied to 34% rented. Median household income is $59,922, below the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. Population is roughly 6,695 with a median age of 41. Rent burden reaches 33% of tenant households. A median home runs $197,200 here, or 2.9 times local income. The poverty rate is 16.3% — high, a tax-stress and distress correlate.

Net-net, 68949 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 68949 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 68949's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 68949 shows blanks, not estimates, wherever the record is sparse.

68949's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 68949 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.