ZIP 68920 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 68920 (Harlan County, Nebraska) returns a low composite of 15/100. Structurally it carries 36/100, against 3/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (100/100), structural risk (36/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and institutional ownership (3/100).

The peak-phase market in 68920 posted values that rose 3.3% over the year (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 656 housing units. Around 35% of renters are cost-burdened. Median household income is $73,077, near the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. About 1,475 people live here, median age 46. Around 25% of adults hold a bachelor's degree or higher. Home values center near $166,700, an affordability ratio of 2.3× — accessible. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. Owners hold 83% of homes, renters 17%.

Taken together, 68920 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 68920 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 68920 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 68920 can be compared directly against any other ZIP in Harlan County, Nebraska or nationwide. Nothing here is interpolated — where a source is thin for 68920, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

68920's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 68920 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.