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ZIP 68977 Foreclosure, Tax-Lien & Distress Report

Harlan County, Nebraska · High Vacancy market

ZIP code 68977 in Harlan County, Nebraska carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 38/100, against 2/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (38/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 3.3% year on year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 18.2% — elevated. Rent burden reaches 0% of tenant households. Median household income is $55,000, below the U.S. median near $78,000. Population is roughly 273 with a median age of 41. The ZIP holds roughly 125 housing units. About 32% have a four-year degree. Home values center near $75,000, an affordability ratio of 1.3× — accessible. The demographic-stress sub-score lands at 18/100. Roughly 17.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 86% of housing is owner-occupied.

On the whole, 68977 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 68977's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 68977 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 68977 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For an operator, 68977 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
38/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 68977

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk42
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

68977 at a glance

The live 68977 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Harlan County

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Further distress data across Harlan County, Nebraska at ZIP, county and state level.

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