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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 68966 Foreclosure, Tax-Lien & Distress Report

Harlan County, Nebraska · High Vacancy market

Harlan County, Nebraska's ZIP 68966 registers 15/100 composite distress, which DLRadar reads as low. The split runs 36/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (36/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (3/100) register low.

The peak-phase market in 68966 posted values that rose 3.3% over the year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $66,900 here, or 1.2 times local income. 9.8% of residents fall below the poverty threshold. Households earn a median $61,618 — below the roughly $78,000 national figure. Around 35% of renters are cost-burdened. The ZIP holds roughly 234 housing units. Around 21% of adults hold a bachelor's degree or higher. 459 residents call 68966 home, typically aged 58. The tenure split is 85% owner-occupied to 15% rented. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 21.0% — elevated.

Taken together, 68966 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 68966 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 68966's 15/100 can be lined up against any neighbor in Harlan County, Nebraska or any ZIP coast to coast. 68966 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 figure for 68966 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 68966 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

15/100
Composite stress
36/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 68966

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk34
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 68966 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 68966, the same set carried on every parcel.

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Neighbouring ZIPs in Harlan County

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Further distress data across Harlan County, Nebraska at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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