Astra Bank (FDIC #17636): Bank Stress & Real-Estate Credit Exposure

Astra Bank (FDIC Cert #17636): bank stress 89/100, severe, STABLE over 7 days; parent ASTRA FINANCIAL GROUP INC.

Astra Bank (#17636) lends in 5 counties across 1 state; Astra Bank (#17636) reaches 58 ZIP codes: Kansas 5 counties, 58 ZIPs.

Astra Bank (#17636) largest markets: Republic County, KS (32 branches, 16 ZIPs) (#17636), Dickinson County, KS (24 branches, 12 ZIPs) (#17636), Ellis County, KS (12 branches, 12 ZIPs) (#17636), Ford County, KS (10 branches, 10 ZIPs) (#17636), Rooks County, KS (10 branches, 10 ZIPs) (#17636).

Astra Bank (#17636) reports $423.3 million in total assets; Astra Bank (#17636) equity $20.2 million (4.8% of Astra Bank (#17636) assets); Astra Bank (#17636) domestic deposits $372.0 million; Astra Bank (#17636) net income $1.3 million; Astra Bank (#17636) return on assets 0.59%; Astra Bank (#17636) return on equity 12.95%; Astra Bank (#17636) net interest income $6.8 million; Astra Bank (#17636) call report June 30, 2026.

Astra Bank (#17636) noncurrent real-estate loans: none reported; Astra Bank (#17636) net charge-offs on real estate 0.06%.

Astra Bank (#17636) net interest margin 3.49% against an eight-quarter Astra Bank (#17636) average of 3.41% (Astra Bank (#17636) compression -0.07 points); Astra Bank (#17636) rate-exposure score 40/100, Astra Bank (#17636) fixed-rate trap 40/100; Astra Bank (#17636) risk type credit driven; Astra Bank (#17636) rate regime rates elevated, Astra Bank (#17636) snapshot October 19, 2026.

Astra Bank (#17636) stress score moved from 88.3 on June 22, 2026 to 89.4 on October 20, 2026; Astra Bank (#17636) ranged 88.3 to 89.4 over 117 snapshots.

Astra Bank (#17636) alerts: 5 counties; top Astra Bank (#17636) alert scores: Chapman County, KS 30 (low); Dodge City County, KS 30 (low); Hays County, KS 30 (low); Plainville County, KS 30 (low); Scandia County, KS 30 (low).