Clay County, NE: Foreclosures, Tax Liens & Distressed Properties
Clay County, Nebraska sits inside DLRadar's nationwide distress index, built entirely from public records. County-level credit and bank headwind reads 73/100 — elevated, a sign of lender stress locally. The county spans 15 scored ZIP codes, averaging 16/100 composite distress. The county's ZIP scores run from 11 up to 22/100.
Currently peak, Clay County saw prices rise 3.1% year over year, a 18/100-confidence read. On a market plateau, the average masks the outliers leaving the wins in individual deals.
Near the cycle top at +3.1% YoY (18/100 confidence), the discount lives in outliers and a county-wide sweep stays on the shelf. Its 73/100 lender headwind favors patient capital: banks under pressure move REO faster.
The sharpest Clay County readings come from 68941 (22/100), 68901 (21/100), 68980 (21/100), 68436 (19/100), 68957 (19/100), 68818 (17/100) — open any for the parcel detail. Coverage extends to 68452, 68933, 68934, 68938, 68944, 68954, 68975, 68979, 68935 among others.
By the numbers, Clay County's scored ZIPs show a median household income near $67,516 (below the US norm), vacancy near 9.6%, an owner-occupied share of 82%, median home values around $177,842 (below the national figure), poverty running near 10.5%, residents with a median age around 44.5. These fundamentals signal who is forced to sell and how readily the market absorbs it.
All in at 16/100 over 15 ZIPs, the opportunity hides below the average where the ZIP scores point. A DLRadar subscription opens every Clay County parcel: owner, APN and address, a per-parcel score, lender exposure and exit read.
No county is too small to score: Clay County, Nebraska runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Clay County's numbers mean exactly what they mean anywhere else in Nebraska.
The practical read on Clay County, Nebraska is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. These Clay County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.
At the ZIP level, the sharpest readings in Clay County are 68941 (22/100), 68901 (21/100), 68980 (21/100), 68436 (19/100), 68957 (19/100), 68818 (17/100). DLRadar also scores 68452, 68933, 68934, 68938, 68944, 68954, 68975, 68979 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.
DLRadar's composite for Clay County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.
| ZIP | State | Distress score | 🔒 Owner | 🔒 Property Address | 🔒 Parcel ID |
|---|---|---|---|---|---|
| 68941 | NE | 22 | |||
| 68901 | NE | 21 | |||
| 68980 | NE | 21 | |||
| 68436 | NE | 19 | |||
| 68957 | NE | 19 | |||
| 68818 | NE | 17 | |||
| 68452 | NE | 13 | |||
| 68933 | NE | 13 |
Where distress concentrates in Clay County
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Related layers to cross-check
No single layer decides a deal - macro pressure, lender stress, ZIP detail and parcel data each check the others.
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