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ZIP 68954 Foreclosure, Tax-Lien & Distress Report

Clay County, Nebraska · Distress market

ZIP 68954's composite property-distress score is 13/100 - DLRadar classes that as minimal for Clay County, Nebraska. Property-level stress concentrates in structural risk (26/100), institutional ownership (23/100). On the quiet end sit structural risk (26/100) and institutional ownership (23/100). The split runs 26/100 structural to 0/100 active on the ground.

The peak-phase market in 68954 posted values that rose 3.1% over the year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 0.0% — low. The demographic-stress sub-score lands at 20/100. Educational attainment sits at 21% bachelor's-or-above. Owners hold 68% of homes, renters 32%. Vacancy runs 0.0%. Population is roughly 43 with a median age of 69. The ZIP holds roughly 19 housing units.

On balance, 68954 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 68954 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 68954 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 68954 stays directly comparable to neighboring ZIPs and the rest of Clay County, Nebraska. Where the public record is thin for 68954, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 for 68954 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 68954 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
26/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 68954

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk58
9 further distress layers are graded for 68954

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 68954 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 68954, drawn from the same report attached to each property.

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