ZIP 68938 Property Distress & Foreclosure Data

DLRadar grades ZIP 68938 (Clay County, Nebraska) at a minimal 14/100 for overall property distress. Property-level stress concentrates in institutional ownership (28/100), structural risk (28/100), mortgage stress (12/100). On the quiet end sit structural risk (28/100) and mortgage stress (12/100). Structural exposure scores 28 and live distress 4 on the 0–100 scale.

The peak-phase market in 68938 posted values that rose 3.6% over the year, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 455 with a median age of 46. Roughly 11.2% live below the poverty line. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $69,821 — near the roughly $78,000 national figure. A median home runs $150,800 here, or 2.6 times local income. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. About 17% have a four-year degree. There are about 295 housing units across 68938. On demographic stress specifically, 68938 scores 23/100. Rent burden reaches 3% of tenant households.

On the whole, 68938 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

14/100
Composite stress
28/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 68938

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Clay County

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Deterministic. Every signal traces to a public dataset · methodology