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ZIP 68938 Foreclosure, Tax-Lien & Distress Report

Clay County, Nebraska · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 68938 in Clay County, Nebraska comes in at 13, a minimal composite-distress reading. What sets it apart are the readings on structural risk (26/100), institutional ownership (23/100), mortgage stress (12/100). institutional ownership (23/100) and mortgage stress (12/100) stay muted. Structural risk reads 26/100 against active distress of 4/100.

The peak-phase market in 68938 posted values that rose 3.1% over the year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Population is roughly 455 with a median age of 46. The poverty rate is 11.2%. 78% of housing is owner-occupied. Median household income is $69,821, near the U.S. median near $78,000. A median home runs $150,800 here, or 2.6 times local income. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. Around 17% of adults hold a bachelor's degree or higher. There are about 295 housing units across 68938. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 3% of tenant households.

Taken together, 68938 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 68938 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 68938's 13/100 can be lined up against any neighbor in Clay County, Nebraska or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 68938 shows blanks, not estimates, wherever the record is sparse.

68938's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 68938 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
26/100
Structural risk
4/100
Distress activity

ZIP 68938 distress signals, scored

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk58
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 68938 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 68938, the same set carried on every parcel.

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The complete 68938 distress and acquisition report

Open 68938 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Rules-based scoring — each signal ties to a public dataset · methodology

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