Maine Community Bank (FDIC #17741): Bank Stress & Real-Estate Credit Exposure

Maine Community Bank (FDIC Cert #17741): bank stress 69/100, elevated, STABLE over 7 days; parent MAINE COMMUNITY BCORP MHC.

Maine Community Bank (#17741) lends in 3 counties across 1 state; Maine Community Bank (#17741) reaches 88 ZIP codes: Maine 3 counties, 88 ZIPs.

Maine Community Bank (#17741) largest markets: Cumberland County, ME (608 branches, 38 ZIPs) (#17741), York County, ME (180 branches, 36 ZIPs) (#17741), Androscoggin County, ME (28 branches, 14 ZIPs) (#17741).

Maine Community Bank (#17741) reports $2.98 billion in total assets; Maine Community Bank (#17741) equity $280.5 million (9.4% of Maine Community Bank (#17741) assets); Maine Community Bank (#17741) domestic deposits $2.30 billion; Maine Community Bank (#17741) net income $17.0 million; Maine Community Bank (#17741) return on assets 1.17%; Maine Community Bank (#17741) return on equity 12.49%; Maine Community Bank (#17741) net interest income $49.2 million; Maine Community Bank (#17741) call report June 30, 2026.

Maine Community Bank (#17741) noncurrent real-estate loans 0.18% of its book; Maine Community Bank (#17741) residential 0.39%; Maine Community Bank (#17741) net charge-offs on real estate 0.40%; Maine Community Bank (#17741) multifamily charge-offs 0.08%; Maine Community Bank (#17741) residential charge-offs 0.29%.

Maine Community Bank (#17741) net interest margin 3.63% against an eight-quarter Maine Community Bank (#17741) average of 3.88% (Maine Community Bank (#17741) compression 0.24 points); Maine Community Bank (#17741) real-estate loans 18.0% of equity; Maine Community Bank (#17741) non-residential real estate 28.9% of equity; Maine Community Bank (#17741) rate-exposure score 40/100, Maine Community Bank (#17741) fixed-rate trap 40/100; Maine Community Bank (#17741) risk type credit driven; Maine Community Bank (#17741) rate regime rates elevated, Maine Community Bank (#17741) snapshot October 19, 2026.

Maine Community Bank (#17741) stress score moved from 71.7 on June 22, 2026 to 69.3 on October 20, 2026; Maine Community Bank (#17741) ranged 69.3 to 71.7 over 117 snapshots.

Maine Community Bank (#17741) alerts: 3 counties; top Maine Community Bank (#17741) alert scores: Lewiston County, ME 26 (low); Waterboro County, ME 26 (low); Yarmouth County, ME 26 (low).