First Hawaiian Bank (FDIC #17985): Bank Stress & Real-Estate Credit Exposure
First Hawaiian Bank (FDIC Cert #17985): bank stress 59/100, moderate, STABLE over 7 days; parent FIRST HAWAIIAN INC.
First Hawaiian Bank (#17985) lends in 5 counties across 1 state; First Hawaiian Bank (#17985) reaches 103 ZIP codes: Hawaii 4 counties, 96 ZIPs.
First Hawaiian Bank (#17985) largest markets: Honolulu County, HI (1,026 branches, 38 ZIPs) (#17985), Hawaii County, HI (196 branches, 28 ZIPs) (#17985), Kauai County, HI (80 branches, 16 ZIPs) (#17985), Maui County, HI (84 branches, 14 ZIPs) (#17985).
First Hawaiian Bank (#17985) reports $23.65 billion in total assets; First Hawaiian Bank (#17985) equity $2.82 billion (11.9% of First Hawaiian Bank (#17985) assets); First Hawaiian Bank (#17985) domestic deposits $17.84 billion; First Hawaiian Bank (#17985) net income $149.3 million; First Hawaiian Bank (#17985) return on assets 1.25%; First Hawaiian Bank (#17985) return on equity 10.74%; First Hawaiian Bank (#17985) net interest income $338.5 million; First Hawaiian Bank (#17985) call report June 30, 2026.
First Hawaiian Bank (#17985) noncurrent real-estate loans: none reported; First Hawaiian Bank (#17985) net charge-offs on real estate 0.33%; First Hawaiian Bank (#17985) residential charge-offs 0.07%.
First Hawaiian Bank (#17985) net interest margin 3.22% against an eight-quarter First Hawaiian Bank (#17985) average of 3.09% (First Hawaiian Bank (#17985) compression -0.13 points); First Hawaiian Bank (#17985) non-residential real estate 7.4% of equity; First Hawaiian Bank (#17985) rate-exposure score 40/100, First Hawaiian Bank (#17985) fixed-rate trap 40/100; First Hawaiian Bank (#17985) risk type credit driven; First Hawaiian Bank (#17985) rate regime rates elevated, First Hawaiian Bank (#17985) snapshot October 19, 2026.
First Hawaiian Bank (#17985) stress score moved from 61 on June 22, 2026 to 58.8 on October 20, 2026; First Hawaiian Bank (#17985) ranged 58.8 to 61 over 117 snapshots.
First Hawaiian Bank (#17985) alerts: 6 counties; top First Hawaiian Bank (#17985) alert scores: Yigo County, HI 54 (elevated); Saipan County, HI 52 (elevated); Waikoloa County, HI 25 (low); Wailuku County, HI 25 (low); Waimea County, HI 25 (low).