Hawaii National Bank (FDIC #18296): Bank Stress & Real-Estate Credit Exposure
Hawaii National Bank (FDIC Cert #18296): bank stress 71/100, elevated, STABLE over 7 days; parent HAWAII NATIONAL BANCSHARES INC.
Hawaii National Bank (#18296) lends in 3 counties across 1 state; Hawaii National Bank (#18296) reaches 80 ZIP codes: Hawaii 3 counties, 80 ZIPs.
Hawaii National Bank (#18296) largest markets: Honolulu County, HI (304 branches, 38 ZIPs) (#18296), Hawaii County, HI (28 branches, 28 ZIPs) (#18296), Maui County, HI (14 branches, 14 ZIPs) (#18296).
Hawaii National Bank (#18296) reports $871.7 million in total assets; Hawaii National Bank (#18296) equity $94.2 million (10.8% of Hawaii National Bank (#18296) assets); Hawaii National Bank (#18296) domestic deposits $772.3 million; Hawaii National Bank (#18296) net income $3.8 million; Hawaii National Bank (#18296) return on assets 0.86%; Hawaii National Bank (#18296) return on equity 8.09%; Hawaii National Bank (#18296) net interest income $17.1 million; Hawaii National Bank (#18296) call report June 30, 2026.
Hawaii National Bank (#18296) noncurrent real-estate loans: none reported; Hawaii National Bank (#18296) net charge-offs on real estate 0.01%; Hawaii National Bank (#18296) residential charge-offs 0.02%.
Hawaii National Bank (#18296) net interest margin 4.10% against an eight-quarter Hawaii National Bank (#18296) average of 4.03% (Hawaii National Bank (#18296) compression -0.06 points); Hawaii National Bank (#18296) non-residential real estate 2.2% of equity; Hawaii National Bank (#18296) rate-exposure score 40/100, Hawaii National Bank (#18296) fixed-rate trap 40/100; Hawaii National Bank (#18296) risk type credit driven; Hawaii National Bank (#18296) rate regime rates elevated, Hawaii National Bank (#18296) snapshot October 19, 2026.
Hawaii National Bank (#18296) stress score moved from 71 on June 22, 2026 to 70.6 on October 20, 2026; Hawaii National Bank (#18296) ranged 70.6 to 71 over 117 snapshots.
Hawaii National Bank (#18296) alerts: 3 counties; top Hawaii National Bank (#18296) alert scores: Hilo County, HI 27 (low); Kahului County, HI 27 (low); Pearl City County, HI 27 (low).