Bank Of The Southwest (FDIC #2247): Bank Stress & Real-Estate Credit Exposure

Bank Of The Southwest (FDIC Cert #2247): bank stress 70/100, elevated, STABLE over 7 days; parent NEW MEXICO NATL FINL INC.

Bank Of The Southwest (#2247) lends in 4 counties across 1 state; Bank Of The Southwest (#2247) reaches 66 ZIP codes: New Mexico 4 counties, 66 ZIPs.

Bank Of The Southwest (#2247) largest markets: DoñA Ana County, NM (52 branches, 26 ZIPs) (#2247), San Juan County, NM (110 branches, 22 ZIPs) (#2247), Sierra County, NM (20 branches, 10 ZIPs) (#2247), Chaves County, NM (36 branches, 9 ZIPs) (#2247).

Bank Of The Southwest (#2247) reports $176.3 million in total assets; Bank Of The Southwest (#2247) equity $17.0 million (9.7% of Bank Of The Southwest (#2247) assets); Bank Of The Southwest (#2247) domestic deposits $159.0 million; Bank Of The Southwest (#2247) net income $951,000; Bank Of The Southwest (#2247) return on assets 1.07%; Bank Of The Southwest (#2247) return on equity 11.14%; Bank Of The Southwest (#2247) net interest income $5.8 million; Bank Of The Southwest (#2247) call report June 30, 2026.

Bank Of The Southwest (#2247) noncurrent real-estate loans: none reported; Bank Of The Southwest (#2247) net charge-offs on real estate 0.40%; Bank Of The Southwest (#2247) residential charge-offs 0.83%.

Bank Of The Southwest (#2247) net interest margin 6.92% against an eight-quarter Bank Of The Southwest (#2247) average of 7.08% (Bank Of The Southwest (#2247) compression 0.16 points); Bank Of The Southwest (#2247) non-residential real estate 83.0% of equity; Bank Of The Southwest (#2247) rate-exposure score 40/100, Bank Of The Southwest (#2247) fixed-rate trap 40/100; Bank Of The Southwest (#2247) risk type credit driven; Bank Of The Southwest (#2247) rate regime rates elevated, Bank Of The Southwest (#2247) snapshot October 20, 2026.

Bank Of The Southwest (#2247) stress score moved from 66.8 on June 22, 2026 to 70.3 on October 20, 2026; Bank Of The Southwest (#2247) ranged 66.8 to 70.3 over 117 snapshots.

Bank Of The Southwest (#2247) alerts: 4 counties; top Bank Of The Southwest (#2247) alert scores: Kirtland County, NM 22 (low); Las Cruces County, NM 22 (low); Roswell County, NM 22 (low); Truth Or Consequences County, NM 22 (low).