Finance Factors Ltd (FDIC #25158): Bank Stress & Real-Estate Credit Exposure
Finance Factors Ltd (FDIC Cert #25158): bank stress 72/100, elevated, STABLE over 7 days.
Finance Factors Ltd (#25158) lends in 4 counties across 1 state; Finance Factors Ltd (#25158) reaches 96 ZIP codes: Hawaii 4 counties, 96 ZIPs.
Finance Factors Ltd (#25158) largest markets: Honolulu County, HI (342 branches, 38 ZIPs) (#25158), Hawaii County, HI (56 branches, 28 ZIPs) (#25158), Kauai County, HI (16 branches, 16 ZIPs) (#25158), Maui County, HI (14 branches, 14 ZIPs) (#25158).
Finance Factors Ltd (#25158) reports $683.7 million in total assets; Finance Factors Ltd (#25158) equity $80.0 million (11.7% of Finance Factors Ltd (#25158) assets); Finance Factors Ltd (#25158) domestic deposits $519.3 million; Finance Factors Ltd (#25158) net income $2.1 million; Finance Factors Ltd (#25158) return on assets 0.62%; Finance Factors Ltd (#25158) return on equity 5.37%; Finance Factors Ltd (#25158) net interest income $8.2 million; Finance Factors Ltd (#25158) call report June 30, 2026.
Finance Factors Ltd (#25158) noncurrent real-estate loans: none reported; Finance Factors Ltd (#25158) net charge-offs on real estate 2.23%; Finance Factors Ltd (#25158) residential charge-offs 0.78%.
Finance Factors Ltd (#25158) net interest margin 2.78% against an eight-quarter Finance Factors Ltd (#25158) average of 2.65% (Finance Factors Ltd (#25158) compression -0.12 points); Finance Factors Ltd (#25158) non-residential real estate 78.4% of equity; Finance Factors Ltd (#25158) rate-exposure score 40/100, Finance Factors Ltd (#25158) fixed-rate trap 40/100; Finance Factors Ltd (#25158) risk type credit driven; Finance Factors Ltd (#25158) rate regime rates elevated, Finance Factors Ltd (#25158) snapshot October 20, 2026.
Finance Factors Ltd (#25158) stress score moved from 83.1 on June 22, 2026 to 72.1 on October 20, 2026; Finance Factors Ltd (#25158) ranged 72.1 to 83.1 over 117 snapshots.
Finance Factors Ltd (#25158) alerts: 4 counties; top Finance Factors Ltd (#25158) alert scores: Kahului County, HI 27 (low); Kailua Kona County, HI 27 (low); Lihue County, HI 27 (low); Pearl City County, HI 27 (low).