High Country Bank (FDIC #29783): Bank Stress & Real-Estate Credit Exposure
High Country Bank (FDIC Cert #29783): bank stress 71/100, elevated, STABLE over 7 days; parent HIGH COUNTRY BCORP INC.
High Country Bank (#29783) lends in 3 counties across 1 state; High Country Bank (#29783) reaches 41 ZIP codes: Colorado 3 counties, 41 ZIPs.
High Country Bank (#29783) largest markets: Boulder County, CO (23 branches, 23 ZIPs) (#29783), Fremont County, CO (12 branches, 12 ZIPs) (#29783), Chaffee County, CO (21 branches, 7 ZIPs) (#29783).
High Country Bank (#29783) reports $528.5 million in total assets; High Country Bank (#29783) equity $49.1 million (9.3% of High Country Bank (#29783) assets); High Country Bank (#29783) domestic deposits $450.5 million; High Country Bank (#29783) net income $2.9 million; High Country Bank (#29783) return on assets 1.08%; High Country Bank (#29783) return on equity 11.82%; High Country Bank (#29783) net interest income $11.9 million; High Country Bank (#29783) call report June 30, 2026.
High Country Bank (#29783) noncurrent real-estate loans: none reported; High Country Bank (#29783) net charge-offs on real estate 1.19%; High Country Bank (#29783) residential charge-offs 1.02%.
High Country Bank (#29783) net interest margin 4.72% against an eight-quarter High Country Bank (#29783) average of 4.61% (High Country Bank (#29783) compression -0.11 points); High Country Bank (#29783) non-residential real estate 102.2% of equity; High Country Bank (#29783) rate-exposure score 40/100, High Country Bank (#29783) fixed-rate trap 40/100; High Country Bank (#29783) risk type credit driven; High Country Bank (#29783) rate regime rates elevated, High Country Bank (#29783) snapshot October 19, 2026.
High Country Bank (#29783) stress score moved from 70.4 on June 22, 2026 to 71.4 on October 20, 2026; High Country Bank (#29783) ranged 70.4 to 71.4 over 117 snapshots.
High Country Bank (#29783) alerts: 3 counties; top High Country Bank (#29783) alert scores: Canon City County, CO 24 (low); Longmont County, CO 24 (low); Salida County, CO 24 (low).