American Sb NA (FDIC #32526): Bank Stress & Real-Estate Credit Exposure

American Sb NA (FDIC Cert #32526): bank stress 74/100, elevated, STABLE over 7 days.

American Sb NA (#32526) lends in 4 counties across 1 state; American Sb NA (#32526) reaches 96 ZIP codes: Hawaii 4 counties, 96 ZIPs.

American Sb NA (#32526) largest markets: Honolulu County, HI (912 branches, 38 ZIPs) (#32526), Hawaii County, HI (84 branches, 28 ZIPs) (#32526), Kauai County, HI (32 branches, 16 ZIPs) (#32526), Maui County, HI (84 branches, 14 ZIPs) (#32526).

American Sb NA (#32526) reports $9.05 billion in total assets; American Sb NA (#32526) equity $692.5 million (7.7% of American Sb NA (#32526) assets); American Sb NA (#32526) domestic deposits $8.24 billion; American Sb NA (#32526) net income $55.7 million; American Sb NA (#32526) return on assets 1.24%; American Sb NA (#32526) return on equity 16.36%; American Sb NA (#32526) net interest income $149.5 million; American Sb NA (#32526) call report June 30, 2026.

American Sb NA (#32526) noncurrent real-estate loans: none reported; American Sb NA (#32526) net charge-offs on real estate 0.20%.

American Sb NA (#32526) net interest margin 3.65% against an eight-quarter American Sb NA (#32526) average of 3.31% (American Sb NA (#32526) compression -0.33 points); American Sb NA (#32526) rate-exposure score 40/100, American Sb NA (#32526) fixed-rate trap 40/100; American Sb NA (#32526) risk type credit driven; American Sb NA (#32526) rate regime rates elevated, American Sb NA (#32526) snapshot October 19, 2026.

American Sb NA (#32526) stress score moved from 72.5 on June 22, 2026 to 74.1 on October 19, 2026; American Sb NA (#32526) ranged 72.5 to 74.1 over 116 snapshots.

American Sb NA (#32526) alerts: 4 counties; top American Sb NA (#32526) alert scores: Kamuela County, HI 29 (low); Lihue County, HI 29 (low); Wailuku County, HI 29 (low); Waipahu County, HI 29 (low).