Citizens Bank Of Kansas (FDIC #4707): Bank Stress & Real-Estate Credit Exposure
Citizens Bank Of Kansas (FDIC Cert #4707): bank stress 81/100, severe, STABLE over 7 days; parent KING BANCSHARES INC.
Citizens Bank Of Kansas (#4707) lends in 6 counties across 1 state; Citizens Bank Of Kansas (#4707) reaches 113 ZIP codes: Kansas 6 counties, 113 ZIPs.
Citizens Bank Of Kansas (#4707) largest markets: Sedgwick County, KS (260 branches, 52 ZIPs) (#4707), Reno County, KS (22 branches, 22 ZIPs) (#4707), Butler County, KS (40 branches, 20 ZIPs) (#4707), Cowley County, KS (15 branches, 15 ZIPs) (#4707), Kingman County, KS (12 branches, 12 ZIPs) (#4707), Barber County, KS (11 branches, 11 ZIPs) (#4707).
Citizens Bank Of Kansas (#4707) reports $548.4 million in total assets; Citizens Bank Of Kansas (#4707) equity $33.8 million (6.2% of Citizens Bank Of Kansas (#4707) assets); Citizens Bank Of Kansas (#4707) domestic deposits $498.6 million; Citizens Bank Of Kansas (#4707) net income $2.7 million; Citizens Bank Of Kansas (#4707) return on assets 1.01%; Citizens Bank Of Kansas (#4707) return on equity 16.67%; Citizens Bank Of Kansas (#4707) net interest income $8.3 million; Citizens Bank Of Kansas (#4707) call report June 30, 2026.
Citizens Bank Of Kansas (#4707) noncurrent real-estate loans 0.02% of its book; Citizens Bank Of Kansas (#4707) residential 0.11%; Citizens Bank Of Kansas (#4707) net charge-offs on real estate 0.03%; Citizens Bank Of Kansas (#4707) residential charge-offs 0.04%.
Citizens Bank Of Kansas (#4707) net interest margin 3.34% against an eight-quarter Citizens Bank Of Kansas (#4707) average of 3.19% (Citizens Bank Of Kansas (#4707) compression -0.15 points); Citizens Bank Of Kansas (#4707) real-estate loans 1.6% of equity; Citizens Bank Of Kansas (#4707) non-residential real estate 4.5% of equity; Citizens Bank Of Kansas (#4707) rate-exposure score 40/100, Citizens Bank Of Kansas (#4707) fixed-rate trap 40/100; Citizens Bank Of Kansas (#4707) risk type credit driven; Citizens Bank Of Kansas (#4707) rate regime rates elevated, Citizens Bank Of Kansas (#4707) snapshot October 19, 2026.
Citizens Bank Of Kansas (#4707) stress score moved from 81.5 on June 22, 2026 to 81 on October 19, 2026; Citizens Bank Of Kansas (#4707) ranged 81 to 81.5 over 116 snapshots.
Citizens Bank Of Kansas (#4707) alerts: 6 counties; top Citizens Bank Of Kansas (#4707) alert scores: Kingman County, KS 62 (elevated); Wichita County, KS 33 (low); El Dorado County, KS 27 (low); Medicine Lodge County, KS 27 (low); Pretty Prairie County, KS 27 (low).