Cowley County, KS: Foreclosures, Tax Liens & Distressed Properties
Cowley County, KS, Kansas: 15 ZIP codes scored, Cowley County, KS averaging 23/100 (low, Cowley, KS), from 17 to 31. Cowley County, KS is in its peak phase (Cowley, KS confidence 23/100): Cowley, KS home prices up 3.5% (Cowley, KS) over twelve months. Cowley County, KS lender headwind: 46/100.
Highest-scoring Cowley County, KS ZIPs: 67039 (31/100), 67072 (31/100), 67008 (27/100), 67146 (23/100), 67005 (22/100), 67019 (22/100). Also scored in Cowley County, KS: 67023, 67038, 67102, 67131, 67156, 67110, 67119, 67051, 67024.
Across Cowley County, KS's scored ZIPs: median home value $127,515, household income $63,956, 16.3% vacancy, 13.1% poverty, 77% owner-occupied, median age 38.4.
Cowley County, KS insurance distress 27/100 (#1,722 in the US); FEMA hazard 52/100 for Cowley, KS; 4 federal disaster declarations in Cowley County, KS since 2023; Cowley, KS construction distress 65/100.
7 banks with 20 branches lend in Cowley County, KS; Cowley, KS weighted bank stress 62/100, highest 81/100 in Cowley, KS.
Cowley County, KS unemployment 4.8% (Cowley, KS +0.4 pts, six months); 39 new housing units permitted in Cowley County, KS over twelve months, Cowley, KS down 17% from 47; Cowley, KS home prices +8.4% a year (Cowley, KS) over three years.
15,682 housing units in Cowley County, KS; 3,939 Cowley, KS renter households; 44% of Cowley, KS renters spend 30%+ of income on rent, 17% (Cowley, KS) half or more.
Cowley County, KS ranks #910 nationally on the opportunity index (Cowley, KS, among all ranked counties); Cowley, KS scores 31.5/100 and Cowley, KS sits #23 inside Kansas. Cowley, KS is in the watchlist opportunity phase; Cowley, KS's primary driver is vacancy, Cowley, KS second driver construction; Cowley, KS moved down 93 places. 4 short-sale listings across Cowley, KS; 96 days on market observed in Cowley, KS; 14.6% vacancy over 15 Cowley, KS ZIPs.
No CFPB county sample covers Cowley County, KS. The non-metro area reading for Cowley, KS: 1.0% ninety-plus days late; Cowley, KS's thirty-to-eighty-nine share is 2.4% (Cowley, KS, December 2025 data); Kansas overall 0.8%.
Cowley County, KS has 5 watched banks; 5 Cowley, KS banks sit in an elevated band. Cowley, KS footprints: Union State Bank (7 branches, stress 63) in Cowley, KS; Community Nb&T (2 branches, stress 71) in Cowley, KS; Citizens Bank Of Kansas (1 branch, stress 81) in Cowley, KS.
HUD lists 5 assisted multifamily properties in Cowley County, KS with 197 units; 96 Cowley, KS units are assisted, 2 Cowley, KS properties under project-based Section 8.
2,295 of the 15,682 housing units in Cowley, KS sit vacant. Cowley County, KS permitted 0 multifamily units in twelve months; Cowley, KS's one-to-four unit structures added 39 units in Cowley County, KS.