Cowley County, KS: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Cowley County, Kansas carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Bank/credit headwind for the county is 46 on a 0–100 scale, a moderate reading. The county spans 15 scored ZIP codes, averaging 24/100 composite distress. Across its ZIPs, composite distress spans 18 to 32 out of 100.

Currently peak, Cowley County saw prices rise 3.5% year over year (phase confidence 23/100). On a market plateau, the opportunity narrows as the ZIP scores below show.

At +3.5% YoY and 23/100 confidence, selectivity rules — target the few ZIPs carrying distress. A mid-cycle 46/100 lender reading implies a blend the ZIP scores sort out.

Top distress by ZIP runs 67039 (32/100), 67072 (32/100), 67008 (28/100), 67005 (23/100), 67019 (23/100), 67023 (23/100), listed with every scored ZIP below. The breakdown continues through 67038, 67102, 67131, 67146, 67156, 67110, 67119, 67051, 67024 and more.

By the numbers, the Cowley County ZIPs on file report poverty running near 13.1%, 16.3% of units sitting vacant, incomes around $63,956, 77% of homes owner-occupied, a median age of 38.4, median home values around $127,515 (below the national figure). Read together, they signal how much distress reaches the market and how fast it moves.

Cowley County, Kansas's 24/100 average over 15 ZIPs says the opportunity hides below the average rather than a blanket buy. Unlock Cowley County to see every parcel's owner, mailing address, APN, per-parcel scoring with lender exposure and resale velocity.

No county is too small to score: Cowley County, Kansas runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Cowley County's numbers mean exactly what they mean anywhere else in Kansas.

Scores in Cowley County, Kansas exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. All of it is deterministic and auditable: Cowley County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

The ZIP breakdown for Cowley County leads with 67039 (32/100), 67072 (32/100), 67008 (28/100), 67005 (23/100), 67019 (23/100), 67023 (23/100). DLRadar also scores 67038, 67102, 67131, 67146, 67156, 67110, 67119, 67051 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Cowley County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.