Cowley County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cowley County, Kansas? DLRadar grades every Cowley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Cowley County breakdown.
- Cowley County's most distressed ZIP is 67039 at 32/100.
- 15 ZIP codes tracked in Cowley County, averaging 24/100 distress.
- Cowley County reads peak — home values up 3.5% year over year.
- Vacancy runs 16.3% across Cowley County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Cowley County home is worth about $127,515 against a ~$63,956 median income.
- Lending headwind in Cowley County sits at 46/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 67039 | 32/100 |
| 2 | 67072 | 32/100 |
| 3 | 67008 | 28/100 |
| 4 | 67005 | 23/100 |
| 5 | 67019 | 23/100 |
| 6 | 67023 | 23/100 |
| 7 | 67038 | 23/100 |
| 8 | 67102 | 23/100 |
| 9 | 67131 | 23/100 |
| 10 | 67146 | 23/100 |
| 11 | 67156 | 23/100 |
| 12 | 67110 | 21/100 |
Most distressed ZIP codes in Cowley County (composite distress 0-100, 2026)
What is driving Cowley County distress
Cowley County's placement in the national index rests on public filings — a 24/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Cowley County market phase and pricing
The cycle in Cowley County is peak, with values up 3.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Cowley County
Cowley County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
No card required · full read access to live data for 60 minutes.
Questions and answers
Which ZIP code leads Cowley County on distress?
ZIP 67039 leads Cowley County at 32/100, recomputed monthly from public records.
Where is Cowley County in the housing cycle?
Phase for Cowley County: peak, tracking a 3.5% gain year over year, read off the FHFA index.
Where does the Cowley County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 15 ZIP codes in Cowley County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Cowley County ZIP codes?
Averaging the county conceals how uneven it is. Across the Cowley County ZIPs DLRadar ranks, scores run from 32/100 in 67039 down to 21/100 in 67110, against a Cowley County average of 24/100. A spread of 11 points means Cowley County has to be worked ZIP by ZIP.
What do Cowley County home values and vacancy say about distressed supply?
The typical Cowley County home carries about $127,515 of value against a median household income near $63,956. Vacancy across Cowley County's tracked ZIPs runs 16.3% and the poverty rate is 13.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Cowley County's foreclosure and tax-lien filings and its 46/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.