Intrust Bank National Assn (FDIC #4799): Bank Stress & Real-Estate Credit Exposure
Intrust Bank National Assn (FDIC Cert #4799): bank stress 72/100, elevated, STABLE over 7 days; parent INTRUST FINANCIAL CORP.
Intrust Bank National Assn (#4799) lends in 12 counties across 3 states; Intrust Bank National Assn (#4799) reaches 269 ZIP codes: Kansas 8 counties, 167 ZIPs; Oklahoma 3 counties, 80 ZIPs; Arkansas 1 county, 22 ZIPs.
Intrust Bank National Assn (#4799) largest markets: Oklahoma County, OK (165 branches, 55 ZIPs) (#4799), Sedgwick County, KS (832 branches, 52 ZIPs) (#4799), Johnson County, KS (140 branches, 35 ZIPs) (#4799), Shawnee County, KS (29 branches, 29 ZIPs) (#4799), Cleveland County, OK (46 branches, 23 ZIPs) (#4799), Benton County, AR (22 branches, 22 ZIPs) (#4799).
Intrust Bank National Assn (#4799) reports $6.76 billion in total assets; Intrust Bank National Assn (#4799) equity $501.4 million (7.4% of Intrust Bank National Assn (#4799) assets); Intrust Bank National Assn (#4799) domestic deposits $5.95 billion; Intrust Bank National Assn (#4799) net income $47.8 million; Intrust Bank National Assn (#4799) return on assets 1.40%; Intrust Bank National Assn (#4799) return on equity 19.88%; Intrust Bank National Assn (#4799) net interest income $113.6 million; Intrust Bank National Assn (#4799) call report June 30, 2026.
Intrust Bank National Assn (#4799) noncurrent real-estate loans 0.01% of its book; Intrust Bank National Assn (#4799) net charge-offs on real estate 0.58%; Intrust Bank National Assn (#4799) residential charge-offs 0.82%.
Intrust Bank National Assn (#4799) net interest margin 3.56% against an eight-quarter Intrust Bank National Assn (#4799) average of 3.10% (Intrust Bank National Assn (#4799) compression -0.46 points); Intrust Bank National Assn (#4799) real-estate loans 0.7% of equity; Intrust Bank National Assn (#4799) non-residential real estate 81.7% of equity; Intrust Bank National Assn (#4799) rate-exposure score 40/100, Intrust Bank National Assn (#4799) fixed-rate trap 40/100; Intrust Bank National Assn (#4799) risk type credit driven; Intrust Bank National Assn (#4799) rate regime rates elevated, Intrust Bank National Assn (#4799) snapshot October 19, 2026.
Intrust Bank National Assn (#4799) stress score moved from 73.4 on June 22, 2026 to 71.7 on October 19, 2026; Intrust Bank National Assn (#4799) ranged 71.7 to 73.4 over 116 snapshots.
Intrust Bank National Assn (#4799) alerts: 11 counties; top Intrust Bank National Assn (#4799) alert scores: Shawnee County, KS 42 (moderate); Wichita County, KS 31 (low); El Dorado County, KS 25 (low); Junction City County, KS 25 (low); Lawrence County, KS 25 (low).