Bank Of Commerce (FDIC #57491): Bank Stress & Real-Estate Credit Exposure
Bank Of Commerce (FDIC Cert #57491): bank stress 85/100, severe, STABLE over 7 days; parent COMMERCE FINANCIAL CO.
Bank Of Commerce (#57491) lends in 4 counties across 1 state; Bank Of Commerce (#57491) reaches 51 ZIP codes: Oklahoma 4 counties, 51 ZIPs.
Bank Of Commerce (#57491) largest markets: Comanche County, OK (19 branches, 19 ZIPs) (#57491), Caddo County, OK (51 branches, 17 ZIPs) (#57491), Grady County, OK (14 branches, 14 ZIPs) (#57491), Stephens County, OK (10 branches, 10 ZIPs) (#57491).
Bank Of Commerce (#57491) reports $334.0 million in total assets; Bank Of Commerce (#57491) equity $34.3 million (10.3% of Bank Of Commerce (#57491) assets); Bank Of Commerce (#57491) domestic deposits $294.0 million; Bank Of Commerce (#57491) net income $378,000; Bank Of Commerce (#57491) return on assets 0.22%; Bank Of Commerce (#57491) return on equity 2.19%; Bank Of Commerce (#57491) net interest income $5.7 million; Bank Of Commerce (#57491) call report June 30, 2026.
Bank Of Commerce (#57491) noncurrent real-estate loans 0.01% of its book; Bank Of Commerce (#57491) net charge-offs on real estate 0.32%.
Bank Of Commerce (#57491) net interest margin 3.67% against an eight-quarter Bank Of Commerce (#57491) average of 3.51% (Bank Of Commerce (#57491) compression -0.16 points); Bank Of Commerce (#57491) real-estate loans 0.6% of equity; Bank Of Commerce (#57491) rate-exposure score 40/100, Bank Of Commerce (#57491) fixed-rate trap 40/100; Bank Of Commerce (#57491) risk type credit driven; Bank Of Commerce (#57491) rate regime rates elevated, Bank Of Commerce (#57491) snapshot October 19, 2026.
Bank Of Commerce (#57491) stress score moved from 86 on June 22, 2026 to 85.1 on October 20, 2026; Bank Of Commerce (#57491) ranged 85.1 to 86 over 117 snapshots.
Bank Of Commerce (#57491) alerts: 4 counties; top Bank Of Commerce (#57491) alert scores: Carnegie County, OK 25 (low); Chickasha County, OK 25 (low); Duncan County, OK 25 (low); Lawton County, OK 25 (low).