Prism Bank (FDIC #5994): Bank Stress & Real-Estate Credit Exposure
Prism Bank (FDIC Cert #5994): bank stress 74/100, elevated, STABLE over 7 days; parent WDCO VENTURES LLC.
Prism Bank (#5994) lends in 1 county across 1 state; Prism Bank (#5994) reaches 15 ZIP codes: Oklahoma 1 county, 15 ZIPs.
Prism Bank (#5994) largest markets: Logan County, OK (15 branches, 15 ZIPs) (#5994).
Prism Bank (#5994) reports $720.9 million in total assets; Prism Bank (#5994) equity $68.1 million (9.4% of Prism Bank (#5994) assets); Prism Bank (#5994) domestic deposits $639.6 million; Prism Bank (#5994) net income $3.0 million; Prism Bank (#5994) return on assets 0.91%; Prism Bank (#5994) return on equity 9.53%; Prism Bank (#5994) net interest income $11.2 million; Prism Bank (#5994) call report June 30, 2026.
Prism Bank (#5994) noncurrent real-estate loans: none reported; Prism Bank (#5994) net charge-offs on real estate 0.67%; Prism Bank (#5994) residential charge-offs 0.06%.
Prism Bank (#5994) net interest margin 3.43% against an eight-quarter Prism Bank (#5994) average of 3.62% (Prism Bank (#5994) compression 0.18 points); Prism Bank (#5994) non-residential real estate 6.0% of equity; Prism Bank (#5994) rate-exposure score 40/100, Prism Bank (#5994) fixed-rate trap 40/100; Prism Bank (#5994) risk type credit driven; Prism Bank (#5994) rate regime rates elevated, Prism Bank (#5994) snapshot October 19, 2026.
Prism Bank (#5994) stress score moved from 71.6 on June 22, 2026 to 74.3 on October 19, 2026; Prism Bank (#5994) ranged 71.6 to 74.3 over 116 snapshots.
Prism Bank (#5994) alerts: 1 county; top Prism Bank (#5994) alert scores: Guthrie County, OK 23 (low).