First Nb Of Pandora (FDIC #6671): Bank Stress & Real-Estate Credit Exposure
First Nb Of Pandora (FDIC Cert #6671): bank stress 83/100, severe, STABLE over 7 days; parent PANDORA BANCSHARES INC.
First Nb Of Pandora (#6671) lends in 3 counties across 1 state; First Nb Of Pandora (#6671) reaches 53 ZIP codes: Ohio 3 counties, 53 ZIPs.
First Nb Of Pandora (#6671) largest markets: Hancock County, OH (48 branches, 24 ZIPs) (#6671), Allen County, OH (60 branches, 20 ZIPs) (#6671), Putnam County, OH (40 branches, 20 ZIPs) (#6671).
First Nb Of Pandora (#6671) reports $299.0 million in total assets; First Nb Of Pandora (#6671) equity $21.5 million (7.2% of First Nb Of Pandora (#6671) assets); First Nb Of Pandora (#6671) domestic deposits $275.1 million; First Nb Of Pandora (#6671) net income $1.3 million; First Nb Of Pandora (#6671) return on assets 0.89%; First Nb Of Pandora (#6671) return on equity 12.46%; First Nb Of Pandora (#6671) net interest income $5.4 million; First Nb Of Pandora (#6671) call report June 30, 2026.
First Nb Of Pandora (#6671) noncurrent real-estate loans: none reported; First Nb Of Pandora (#6671) net charge-offs on real estate 0.24%; First Nb Of Pandora (#6671) residential charge-offs 0.15%.
First Nb Of Pandora (#6671) net interest margin 4.01% against an eight-quarter First Nb Of Pandora (#6671) average of 3.57% (First Nb Of Pandora (#6671) compression -0.44 points); First Nb Of Pandora (#6671) non-residential real estate 14.9% of equity; First Nb Of Pandora (#6671) rate-exposure score 40/100, First Nb Of Pandora (#6671) fixed-rate trap 40/100; First Nb Of Pandora (#6671) risk type credit driven; First Nb Of Pandora (#6671) rate regime rates elevated, First Nb Of Pandora (#6671) snapshot October 19, 2026.
First Nb Of Pandora (#6671) stress score held at 82.6 across 116 daily snapshots, June 22, 2026 to October 19, 2026.
First Nb Of Pandora (#6671) alerts: 3 counties; top First Nb Of Pandora (#6671) alert scores: Findlay County, OH 28 (low); Lima County, OH 28 (low); Pandora County, OH 28 (low).