Great Southern Bank (FDIC #8552): Bank Stress & Real-Estate Credit Exposure
Great Southern Bank (FDIC Cert #8552): bank stress 86/100, severe, STABLE over 7 days; parent GREAT SOUTHERN CAPITAL CORP.
Great Southern Bank (#8552) lends in 6 counties across 1 state; Great Southern Bank (#8552) reaches 42 ZIP codes: Mississippi 6 counties, 42 ZIPs.
Great Southern Bank (#8552) largest markets: Lauderdale County, MS (60 branches, 12 ZIPs) (#8552), Newton County, MS (11 branches, 11 ZIPs) (#8552), Clarke County, MS (18 branches, 9 ZIPs) (#8552), Forrest County, MS (8 branches, 8 ZIPs) (#8552), Wayne County, MS (8 branches, 8 ZIPs) (#8552), Lamar County, MS (6 branches, 6 ZIPs) (#8552).
Great Southern Bank (#8552) reports $355.1 million in total assets; Great Southern Bank (#8552) equity $26.5 million (7.5% of Great Southern Bank (#8552) assets); Great Southern Bank (#8552) domestic deposits $312.0 million; Great Southern Bank (#8552) net income $1.2 million; Great Southern Bank (#8552) return on assets 0.67%; Great Southern Bank (#8552) return on equity 8.73%; Great Southern Bank (#8552) net interest income $5.4 million; Great Southern Bank (#8552) call report June 30, 2026.
Great Southern Bank (#8552) noncurrent real-estate loans: none reported; Great Southern Bank (#8552) net charge-offs on real estate 0.87%.
Great Southern Bank (#8552) net interest margin 3.34% against an eight-quarter Great Southern Bank (#8552) average of 3.06% (Great Southern Bank (#8552) compression -0.29 points); Great Southern Bank (#8552) rate-exposure score 40/100, Great Southern Bank (#8552) fixed-rate trap 40/100; Great Southern Bank (#8552) risk type credit driven; Great Southern Bank (#8552) rate regime rates elevated, Great Southern Bank (#8552) snapshot October 19, 2026.
Great Southern Bank (#8552) stress score moved from 84.5 on June 22, 2026 to 86 on October 19, 2026; Great Southern Bank (#8552) ranged 84.5 to 86 over 116 snapshots.
Great Southern Bank (#8552) alerts: 5 counties; top Great Southern Bank (#8552) alert scores: Quitman County, MS 44 (moderate); Decatur County, MS 28 (low); Hattiesburg County, MS 28 (low); Meridian County, MS 28 (low); Waynesboro County, MS 28 (low).