Midwest Regional Bank (FDIC #8889): Bank Stress & Real-Estate Credit Exposure

Midwest Regional Bank (FDIC Cert #8889): bank stress 87/100, severe, STABLE over 7 days; parent MIDWEST REGIONAL BCORP INC.

Midwest Regional Bank (#8889) lends in 3 counties across 1 state; Midwest Regional Bank (#8889) reaches 82 ZIP codes: Missouri 3 counties, 82 ZIPs.

Midwest Regional Bank (#8889) largest markets: St. Louis County, MO (188 branches, 47 ZIPs) (#8889), Jefferson County, MO (50 branches, 25 ZIPs) (#8889), Cooper County, MO (14 branches, 14 ZIPs) (#8889).

Midwest Regional Bank (#8889) reports $949.0 million in total assets; Midwest Regional Bank (#8889) equity $99.9 million (10.5% of Midwest Regional Bank (#8889) assets); Midwest Regional Bank (#8889) domestic deposits $840.1 million; Midwest Regional Bank (#8889) net income minus $6.7 million; Midwest Regional Bank (#8889) return on assets -1.34%; Midwest Regional Bank (#8889) return on equity -12.34%; Midwest Regional Bank (#8889) net interest income $16.2 million; Midwest Regional Bank (#8889) call report June 30, 2026.

Midwest Regional Bank (#8889) noncurrent real-estate loans 0.03% of its book; Midwest Regional Bank (#8889) residential 0.03%; Midwest Regional Bank (#8889) net charge-offs on real estate 6.94%; Midwest Regional Bank (#8889) residential charge-offs 2.40%.

Midwest Regional Bank (#8889) net interest margin 3.52% against an eight-quarter Midwest Regional Bank (#8889) average of 3.31% (Midwest Regional Bank (#8889) compression -0.22 points); Midwest Regional Bank (#8889) real-estate loans 2.7% of equity; Midwest Regional Bank (#8889) non-residential real estate 240.2% of equity; Midwest Regional Bank (#8889) rate-exposure score 40/100, Midwest Regional Bank (#8889) fixed-rate trap 40/100; Midwest Regional Bank (#8889) risk type credit driven; Midwest Regional Bank (#8889) rate regime rates elevated, Midwest Regional Bank (#8889) snapshot October 19, 2026.

Midwest Regional Bank (#8889) stress score moved from 70.8 on June 22, 2026 to 87.5 on October 19, 2026; Midwest Regional Bank (#8889) ranged 70.8 to 87.5 over 116 snapshots.

Midwest Regional Bank (#8889) alerts: 3 counties; top Midwest Regional Bank (#8889) alert scores: Festus County, MO 27 (low); Otterville County, MO 27 (low); Saint Louis County, MO 27 (low).