Oneida County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Oneida County, Idaho? DLRadar grades every Oneida County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 11/100. Here is the 2026 Oneida County breakdown.
- Oneida County's most distressed ZIP is 83212 at 11/100.
- 4 ZIP codes tracked in Oneida County, averaging 10/100 distress.
- Oneida County reads peak — home values up 0.5% year over year, 2.0% off peak.
- Vacancy runs 9.1% across Oneida County's tracked ZIPs, with a 18.1% poverty rate.
- The typical Oneida County home is worth about $206,433 against a ~$69,000 median income.
- Lending headwind in Oneida County sits at 83/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83212 | 11/100 |
| 2 | 83342 | 11/100 |
| 3 | 83243 | 8/100 |
| 4 | 83252 | 8/100 |
Most distressed ZIP codes in Oneida County (composite distress 0-100, 2026)
What is driving Oneida County distress
Nothing here is estimated: Oneida County is scored from filings alone, and its ZIPs average 10/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Oneida County market phase and pricing
The cycle in Oneida County is peak, with values up 0.5% year over year and 2.0% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Oneida County
Browse the full Oneida County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
No card charged today · explore every module with live data.
What people ask
What is the hardest-hit ZIP in Oneida County?
ZIP 83212 leads Oneida County at 11/100, recomputed monthly from public records.
How would you describe the Oneida County market phase?
Phase for Oneida County: peak, tracking a 0.5% gain year over year, read off the FHFA index.
Where does the Oneida County data come from?
Oneida County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 4 ZIPs are comparable to anywhere else.
How much do distress scores vary between Oneida County ZIP codes?
A single county score papers over real variation. Across the Oneida County ZIPs DLRadar ranks, scores run from 11/100 in 83212 down to 8/100 in 83252, against a Oneida County average of 10/100. Because the gap runs to 3 points, Oneida County rewards ZIP-level precision.
What do Oneida County home values and vacancy say about distressed supply?
The typical Oneida County home carries about $206,433 of value against a median household income near $69,000. Vacancy across Oneida County's tracked ZIPs runs 9.1% and the poverty rate is 18.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Oneida County's foreclosure and tax-lien filings and its 83/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.