Otero County, CO: Home-Insurance Distress & Forced-Sale Pressure
Otero County, CO: 0/100 (low) home-insurance distress; Otero, CO band ZERO; Otero, CO #2,555 of 3,222 counties; Otero, CO #54 of 64 in Colorado; Otero, CO coverage multiplier 0.70.
FEMA hazard, Otero, CO: 0/100; Otero, CO declarations, three years: none.
NFIP claims, Otero, CO, three years: none; Otero, CO claim-stress 0/100.
Otero, CO monthly score: 0 in every month from March 2026 (Otero, CO) through October 2026.
Otero, CO components: all zero this month; Otero, CO climate multiplier 0.70.
Construction distress, Otero, CO: 57/100 as of August 2026 (Otero, CO: 96/100 one-to-four unit, 26/100 multifamily).
Otero, CO ZIPs, June 2026 (Otero, CO, 7 highest): score 0 (Otero, CO), climate 67 (Otero, CO): 81039; score 0 (Otero, CO), climate 46 (Otero, CO): 81030, 81067, 81077; score 0 (Otero, CO), climate 45 (Otero, CO): 81050; score 0 (Otero, CO), climate 33 (Otero, CO): 81058; score 0 (Otero, CO), climate 29 (Otero, CO): 81059.
DLRadar rescores Otero, CO monthly; Otero, CO readings join Otero, CO foreclosure, lien and ownership parcels (Otero, CO), so cost-squeezed Otero, CO owners surface before listing.
Inside Colorado, Otero County ranks 54th of 64 counties for home-insurance distress at 0/100; Montrose County (0/100) sits just above Otero County, and Phillips County (0/100) sits just below Otero County.
Deterministic. Every Otero County, CO signal traces to a public Otero dataset (FEMA, NFIP, Census for Otero, CO) · how insurance distress works in Otero, CO · methodology
FAQ: Otero County, CO insurance distress
What is the Otero County, CO home-insurance-distress score?
Otero, CO: 0/100 (ZERO), #2,555 of 3,222, #54 in Colorado. FEMA hazard, Otero, CO: 0/100; NFIP stress, Otero, CO: 0/100; construction, Otero, CO: 57/100; Otero, CO rescores monthly.
Is Otero County insurance distress getting better or worse (CO)?
Otero, CO: 0 in March 2026; Otero, CO: 0 in October 2026 (unchanged).
Which Otero County ZIP codes carry the most insurance distress (CO)?
Otero, CO, June 2026: 81039 at 0, 81030 at 0, 81067 at 0, 81077 at 0; Otero, CO climate scores there: 67, 46, 46, 46.
Why does Otero, CO insurance distress create sellers?
A Otero, CO premium outruns the Otero, CO budget; a carrier leaves Otero, CO; Otero, CO carrying cost passes plan; Otero, CO owners sell while current; Otero, CO insurance distress leads Otero, CO foreclosure data.