Citrus County, FL: Home-Insurance Distress & Forced-Sale Pressure
Citrus County, FL: 99/100 (severe) home-insurance distress; Citrus, FL band HIGH; Citrus, FL #1 of 3,222 counties; Citrus, FL #1 of 67 in Florida.
FEMA hazard, Citrus, FL: 100/100; Citrus, FL declarations, three years: 14; Citrus, FL perils: 6 hurricane, 8 tropical-storm; Citrus, FL five-year count 24 (severity 33.0); Citrus, FL ten-year 24; hazard-weighted, Citrus, FL: 54.0.
Declared incidents on the Citrus, FL record: 2026 Tropical Storm 3; 2024 Tropical Storm 9 (Citrus, FL); 2024 Hurricane 9; 2023 Tropical Storm 1 (Citrus, FL); 2023 Hurricane 1 (Citrus, FL).
NFIP claims, Citrus, FL, three years: 1,784; Citrus, FL payouts $171,755,447; per Citrus, FL claim $96,275; Citrus, FL claim-stress 99/100.
Citrus, FL monthly score rose, 97 (March 2026) to 99 (October 2026); Citrus, FL by month: March 97, April 97, May 97, June 97 (Citrus, FL), July 97, August 97, September 97, October 99.
Citrus, FL components: climate 100, NFIP claims 99; Citrus, FL retreat index 99.
Construction distress, Citrus, FL: 59/100 as of August 2026 (Citrus, FL: 58/100 one-to-four unit, 100/100 multifamily).
Citrus, FL ZIPs, June 2026 (Citrus, FL, 16 highest): score 0 (Citrus, FL), climate 93 (Citrus, FL): 34428, 34429, 34433, 34434, Citrus, FL 34436, 34442, 34445, 34446, Citrus, FL 34448, 34450, 34452, 34453, Citrus, FL 34461, 34465, 34487; score 0 (Citrus, FL), climate 87 (Citrus, FL): 34601.
DLRadar rescores Citrus, FL monthly; Citrus, FL readings join Citrus, FL foreclosure, lien and ownership parcels (Citrus, FL), so cost-squeezed Citrus, FL owners surface before listing.
Inside Florida, Citrus County ranks 1st of 67 counties for home-insurance distress at 99/100; Levy County (99/100) sits just below Citrus County.
Deterministic. Every Citrus County, FL signal traces to a public Citrus dataset (FEMA, NFIP, Census for Citrus, FL) · how insurance distress works in Citrus, FL · methodology
FAQ: Citrus County, FL insurance distress
What is the Citrus County, FL home-insurance-distress score?
Citrus, FL: 99/100 (HIGH), #1 of 3,222, #1 in Florida. FEMA hazard, Citrus, FL: 100/100; NFIP stress, Citrus, FL: 99/100; construction, Citrus, FL: 59/100; Citrus, FL rescores monthly.
Is Citrus County insurance distress getting better or worse (FL)?
Citrus, FL: 97 in March 2026; Citrus, FL: 99 in October 2026 (worse); Citrus, FL climate component 100; Citrus, FL NFIP claims score 99.
How many flood-insurance claims has Citrus County, FL had?
Citrus, FL: 1,784 NFIP claims, three years; Citrus, FL paid $171,755,447; per Citrus, FL claim $96,275; carriers reprice Citrus, FL against that record.
Which Citrus County ZIP codes carry the most insurance distress (FL)?
Citrus, FL, June 2026: 34428 at 0, 34429 at 0, 34433 at 0, 34434 at 0; Citrus, FL climate scores there: 93, 93, 93, 93.
Why does Citrus, FL insurance distress create sellers?
A Citrus, FL premium outruns the Citrus, FL budget; a carrier leaves Citrus, FL; Citrus, FL carrying cost passes plan; Citrus, FL owners sell while current; Citrus, FL insurance distress leads Citrus, FL foreclosure data.