Union County, FL: Home-Insurance Distress & Forced-Sale Pressure
Union County, FL: 82/100 (severe) home-insurance distress; Union, FL band HIGH; Union, FL #286 of 3,222 counties; Union, FL #56 of 67 in Florida.
FEMA hazard, Union, FL: 99/100; Union, FL declarations, three years: 18; Union, FL perils: 9 hurricane, 9 tropical-storm; Union, FL five-year count 24 (severity 33.0); Union, FL ten-year 24; hazard-weighted, Union, FL: 72.0.
Declared incidents on the Union, FL record: 2024 Tropical Storm 9; 2024 Hurricane 9 (Union, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Union, FL).
NFIP claims, Union, FL, three years: 1; Union, FL payouts $13,432; per Union, FL claim $13,432; Union, FL claim-stress 57/100.
Union, FL monthly score fell, 84 (March 2026) to 82 (October 2026); Union, FL by month: March 84, April 84, May 84, June 84 (Union, FL), July 84, August 84, September 84, October 82.
Union, FL components: climate 99, NFIP claims 57; Union, FL retreat index 82.
Construction distress, Union, FL: 27/100 as of August 2026 (Union, FL: 27/100 one-to-four unit, 0/100 multifamily).
Union, FL ZIPs, June 2026 (Union, FL, 5 highest): score 0 (Union, FL), climate 36 (Union, FL): 32058; score 0 (Union, FL), climate 28 (Union, FL): 32026; score 0 (Union, FL), climate 14 (Union, FL): 32054; score 0 (Union, FL), climate 12 (Union, FL): 32083, 32697.
DLRadar rescores Union, FL monthly; Union, FL readings join Union, FL foreclosure, lien and ownership parcels (Union, FL), so cost-squeezed Union, FL owners surface before listing.
Inside Florida, Union County ranks 56th of 67 counties for home-insurance distress at 82/100; Lafayette County (84/100) sits just above Union County, and Hardee County (80/100) sits just below Union County.
Deterministic. Every Union County, FL signal traces to a public Union dataset (FEMA, NFIP, Census for Union, FL) · how insurance distress works in Union, FL · methodology
FAQ: Union County, FL insurance distress
What is the Union County, FL home-insurance-distress score?
Union, FL: 82/100 (HIGH), #286 of 3,222, #56 in Florida. FEMA hazard, Union, FL: 99/100; NFIP stress, Union, FL: 57/100; construction, Union, FL: 27/100; Union, FL rescores monthly.
Is Union County insurance distress getting better or worse (FL)?
Union, FL: 84 in March 2026; Union, FL: 82 in October 2026 (better); Union, FL climate component 99; Union, FL NFIP claims score 57.
How many flood-insurance claims has Union County, FL had?
Union, FL: 1 NFIP claims, three years; Union, FL paid $13,432; per Union, FL claim $13,432; carriers reprice Union, FL against that record.
Which Union County ZIP codes carry the most insurance distress (FL)?
Union, FL, June 2026: 32058 at 0, 32026 at 0, 32054 at 0, 32083 at 0; Union, FL climate scores there: 36, 28, 14, 12.
Why does Union, FL insurance distress create sellers?
A Union, FL premium outruns the Union, FL budget; a carrier leaves Union, FL; Union, FL carrying cost passes plan; Union, FL owners sell while current; Union, FL insurance distress leads Union, FL foreclosure data.