Monroe County, IN: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, IN: 30/100 (moderate) home-insurance distress; Monroe, IN band LOW; Monroe, IN #1,602 of 3,222 counties; Monroe, IN #64 of 92 in Indiana; raw Monroe, IN 35.6; Monroe, IN coverage multiplier 0.85.
FEMA hazard, Monroe, IN: 0/100; Monroe, IN declarations, three years: 2; Monroe, IN five-year count 6 (severity 9.0); Monroe, IN ten-year 6.
Declared incidents on the Monroe, IN record: 2026 Winter Storm 3; 2023 Severe Storm 3 (Monroe, IN).
NFIP claims, Monroe, IN, three years: 9; Monroe, IN payouts $756,296; per Monroe, IN claim $84,033; Monroe, IN claim-stress 89/100.
Monroe, IN monthly score: 30 in every month from March 2026 (Monroe, IN) through October 2026.
Monroe, IN components: NFIP claims 89; Monroe, IN retreat index 30; Monroe, IN climate multiplier 0.85.
Construction distress, Monroe, IN: 99/100 as of August 2026 (Monroe, IN: 41/100 one-to-four unit, 100/100 multifamily).
Monroe, IN ZIPs, June 2026 (Monroe, IN, 16 highest): score 0 (Monroe, IN), climate 77 (Monroe, IN): 47403, 47404, 47405, 47406, Monroe, IN 47408, 47429, 47434, 47458, Monroe, IN 47464; score 0 (Monroe, IN), climate 76 (Monroe, IN): 47401; score 0 (Monroe, IN), climate 67 (Monroe, IN): 46151; score 0 (Monroe, IN), climate 65 (Monroe, IN): 47468; score 0 (Monroe, IN), climate 59 (Monroe, IN): 47436; score 0 (Monroe, IN), climate 57 (Monroe, IN): 47264; score 0 (Monroe, IN), climate 53 (Monroe, IN): 47433; score 0 (Monroe, IN), climate 52 (Monroe, IN): 47462.
DLRadar rescores Monroe, IN monthly; Monroe, IN readings join Monroe, IN foreclosure, lien and ownership parcels (Monroe, IN), so cost-squeezed Monroe, IN owners surface before listing.
Inside Indiana, Monroe County ranks 64th of 92 counties for home-insurance distress at 30/100; Union County (35/100) sits just above Monroe County, and Howard County (30/100) sits just below Monroe County.
Deterministic. Every Monroe County, IN signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, IN) · how insurance distress works in Monroe, IN · methodology
FAQ: Monroe County, IN insurance distress
What is the Monroe County, IN home-insurance-distress score?
Monroe, IN: 30/100 (LOW), #1,602 of 3,222, #64 in Indiana. FEMA hazard, Monroe, IN: 0/100; NFIP stress, Monroe, IN: 89/100; construction, Monroe, IN: 99/100; Monroe, IN rescores monthly.
Is Monroe County insurance distress getting better or worse (IN)?
Monroe, IN: 30 in March 2026; Monroe, IN: 30 in October 2026 (unchanged); Monroe, IN NFIP claims score 89.
How many flood-insurance claims has Monroe County, IN had?
Monroe, IN: 9 NFIP claims, three years; Monroe, IN paid $756,296; per Monroe, IN claim $84,033; carriers reprice Monroe, IN against that record.
Which Monroe County ZIP codes carry the most insurance distress (IN)?
Monroe, IN, June 2026: 47403 at 0, 47404 at 0, 47405 at 0, 47406 at 0; Monroe, IN climate scores there: 77, 77, 77, 77.
Why does Monroe, IN insurance distress create sellers?
A Monroe, IN premium outruns the Monroe, IN budget; a carrier leaves Monroe, IN; Monroe, IN carrying cost passes plan; Monroe, IN owners sell while current; Monroe, IN insurance distress leads Monroe, IN foreclosure data.