Elk County, KS: Home-Insurance Distress & Forced-Sale Pressure
Elk County, KS: 27/100 (moderate) home-insurance distress; Elk, KS band LOW; Elk, KS #1,723 of 3,222 counties; Elk, KS #47 of 105 in Kansas; raw Elk, KS 31.2; Elk, KS coverage multiplier 0.85.
FEMA hazard, Elk, KS: 52/100; Elk, KS declarations, three years: 4; Elk, KS perils: 4 severe-storm; Elk, KS five-year count 6 (severity 10.5); Elk, KS ten-year 6; hazard-weighted, Elk, KS: 4.0.
Declared incidents on the Elk, KS record: 2025 Severe Storm 3; 2024 Severe Storm 3 (Elk, KS).
NFIP claims, Elk, KS, three years: none; Elk, KS claim-stress 0/100.
Elk, KS monthly score fell, 33 (March 2026) to 30 (October 2026); Elk, KS by month: March 33, April 33, May 30, June 30 (Elk, KS), July 27, August 26, September 27, October 30.
Elk, KS components: climate 60; Elk, KS retreat index 30; Elk, KS climate multiplier 0.85.
Construction distress, Elk, KS: 15/100 as of August 2026 (Elk, KS: 15/100 one-to-four unit, 0/100 multifamily).
Elk, KS ZIPs, June 2026 (Elk, KS, 10 highest): score 0 (Elk, KS), climate 45 (Elk, KS): 67344; score 0 (Elk, KS), climate 23 (Elk, KS): 67137; score 0 (Elk, KS), climate 22 (Elk, KS): 67047; score 0 (Elk, KS), climate 21 (Elk, KS): 66736, 67122; score 0 (Elk, KS), climate 12 (Elk, KS): 67345, 67346, 67349, 67352, Elk, KS 67353.
DLRadar rescores Elk, KS monthly; Elk, KS readings join Elk, KS foreclosure, lien and ownership parcels (Elk, KS), so cost-squeezed Elk, KS owners surface before listing.
Inside Kansas, Elk County ranks 47th of 105 counties for home-insurance distress at 27/100; Cowley County (27/100) sits just above Elk County, and Gray County (27/100) sits just below Elk County.
Deterministic. Every Elk County, KS signal traces to a public Elk dataset (FEMA, NFIP, Census for Elk, KS) · how insurance distress works in Elk, KS · methodology
FAQ: Elk County, KS insurance distress
What is the Elk County, KS home-insurance-distress score?
Elk, KS: 27/100 (LOW), #1,723 of 3,222, #47 in Kansas. FEMA hazard, Elk, KS: 52/100; NFIP stress, Elk, KS: 0/100; construction, Elk, KS: 15/100; Elk, KS rescores monthly.
Is Elk County insurance distress getting better or worse (KS)?
Elk, KS: 33 in March 2026; Elk, KS: 30 in October 2026 (better); Elk, KS climate component 60.
Which Elk County ZIP codes carry the most insurance distress (KS)?
Elk, KS, June 2026: 67344 at 0, 67137 at 0, 67047 at 0, 66736 at 0; Elk, KS climate scores there: 45, 23, 22, 21.
Why does Elk, KS insurance distress create sellers?
A Elk, KS premium outruns the Elk, KS budget; a carrier leaves Elk, KS; Elk, KS carrying cost passes plan; Elk, KS owners sell while current; Elk, KS insurance distress leads Elk, KS foreclosure data.