Kansas Home-Insurance Distress by County

Home-insurance distress across Kansas is below the national norm: 105 counties average 29/100, 24th of 52 states.

2 of Kansas's 105 counties score 70 or higher (severe).

Kansas's reading rests on a FEMA hazard average of 41/100 and NFIP flood-claim stress of 19/100.

Over three years Kansas counties filed 197 NFIP flood claims, $8,083,727 paid.

Highest in Kansas: Cherokee County 70/100 (#618 US), Sumner County 70/100 (#630 US), Wabaunsee County 70/100 (#642 US), Butler County 69/100 (#662 US), Wyandotte County 67/100 (#710 US).

Kansas counties by insurance band: 71 low (Kansas), 22 medium, 12 zero; Kansas NFIP claims, three years: 197; Kansas payouts $8.1 million.

Kansas counties with the most NFIP claims: Butler 40 ($2.4 million); Sedgwick 36 ($2.0 million); Johnson 24 ($939,450) in Kansas; Shawnee 20 ($386,307); Wyandotte 16 ($788,074).

Kansas county average rose: 26.2 in March 2026; Kansas reads 31.8 in October 2026; Kansas by month: March 26.2, April 26.2, May 25.3 (Kansas), June 25.3, July 24.3, August 23.3 (Kansas), September 27.8, October 31.8.

Highest Kansas ZIPs, insurance distress: 81007 42 (climate 83), 81004 42 (climate 83) in Kansas, 81001 42 (climate 83), 81005 42 (climate 83) in Kansas, 81025 42 (climate 83), 81019 42 (climate 83) in Kansas.

Reading the Kansas bands: 0 of 105 Kansas counties sit in a high or worse insurance band; Kansas filed 197 NFIP claims in three years, $8.1 million paid to Kansas policyholders; a Kansas county's band moves when FEMA hazard revisions, new Kansas NFIP settlements or carrier filings change its monthly score.