Ottawa County, KS: Home-Insurance Distress & Forced-Sale Pressure
Ottawa County, KS: 65/100 (elevated) home-insurance distress; Ottawa, KS band MEDIUM; Ottawa, KS #780 of 3,222 counties; Ottawa, KS #6 of 105 in Kansas.
FEMA hazard, Ottawa, KS: 63/100; Ottawa, KS declarations, three years: 8; Ottawa, KS perils: 6 severe-storm; Ottawa, KS five-year count 9 (severity 15.0); Ottawa, KS ten-year 9; hazard-weighted, Ottawa, KS: 6.0.
Declared incidents on the Ottawa, KS record: 2026 Severe Storm 3; 2025 Severe Storm 3 (Ottawa, KS); 2024 Winter Storm 3; 2024 Severe Storm 3 (Ottawa, KS).
NFIP claims, Ottawa, KS, three years: 3; Ottawa, KS payouts $47,034; per Ottawa, KS claim $15,678; Ottawa, KS claim-stress 68/100.
Ottawa, KS monthly score held, 70 (March 2026) to 70 (October 2026); Ottawa, KS by month: March 70, April 70, May 66, June 66 (Ottawa, KS), July 63, August 62, September 69, October 70.
Ottawa, KS components: climate 72, NFIP claims 68; Ottawa, KS retreat index 70.
Construction distress, Ottawa, KS: 24/100 as of August 2026 (Ottawa, KS: 24/100 one-to-four unit, 10/100 multifamily).
Ottawa, KS ZIPs, June 2026 (Ottawa, KS, 11 highest): score 0 (Ottawa, KS), climate 68 (Ottawa, KS): 67401; score 0 (Ottawa, KS), climate 63 (Ottawa, KS): 67470; score 0 (Ottawa, KS), climate 40 (Ottawa, KS): 67480; score 0 (Ottawa, KS), climate 31 (Ottawa, KS): 67484; score 0 (Ottawa, KS), climate 22 (Ottawa, KS): 67445; score 0 (Ottawa, KS), climate 21 (Ottawa, KS): 67466; score 0 (Ottawa, KS), climate 20 (Ottawa, KS): 67436; score 0 (Ottawa, KS), climate 19 (Ottawa, KS): 67422, 67467; score 0 (Ottawa, KS), climate 18 (Ottawa, KS): 67432, 67458.
DLRadar rescores Ottawa, KS monthly; Ottawa, KS readings join Ottawa, KS foreclosure, lien and ownership parcels (Ottawa, KS), so cost-squeezed Ottawa, KS owners surface before listing.
Inside Kansas, Ottawa County ranks 6th of 105 counties for home-insurance distress at 65/100; Wyandotte County (67/100) sits just above Ottawa County, and Osage County (60/100) sits just below Ottawa County.
Deterministic. Every Ottawa County, KS signal traces to a public Ottawa dataset (FEMA, NFIP, Census for Ottawa, KS) · how insurance distress works in Ottawa, KS · methodology
FAQ: Ottawa County, KS insurance distress
What is the Ottawa County, KS home-insurance-distress score?
Ottawa, KS: 65/100 (MEDIUM), #780 of 3,222, #6 in Kansas. FEMA hazard, Ottawa, KS: 63/100; NFIP stress, Ottawa, KS: 68/100; construction, Ottawa, KS: 24/100; Ottawa, KS rescores monthly.
Is Ottawa County insurance distress getting better or worse (KS)?
Ottawa, KS: 70 in March 2026; Ottawa, KS: 70 in October 2026 (unchanged); Ottawa, KS climate component 72; Ottawa, KS NFIP claims score 68.
How many flood-insurance claims has Ottawa County, KS had?
Ottawa, KS: 3 NFIP claims, three years; Ottawa, KS paid $47,034; per Ottawa, KS claim $15,678; carriers reprice Ottawa, KS against that record.
Which Ottawa County ZIP codes carry the most insurance distress (KS)?
Ottawa, KS, June 2026: 67401 at 0, 67470 at 0, 67480 at 0, 67484 at 0; Ottawa, KS climate scores there: 68, 63, 40, 31.
Why does Ottawa, KS insurance distress create sellers?
A Ottawa, KS premium outruns the Ottawa, KS budget; a carrier leaves Ottawa, KS; Ottawa, KS carrying cost passes plan; Ottawa, KS owners sell while current; Ottawa, KS insurance distress leads Ottawa, KS foreclosure data.