Cherokee County, KS: Home-Insurance Distress & Forced-Sale Pressure
Cherokee County, KS: 70/100 (severe) home-insurance distress; Cherokee, KS band MEDIUM; Cherokee, KS #618 of 3,222 counties; Cherokee, KS #1 of 105 in Kansas.
FEMA hazard, Cherokee, KS: 68/100; Cherokee, KS declarations, three years: 8; Cherokee, KS perils: 8 severe-storm; Cherokee, KS five-year count 3 (severity 4.5); Cherokee, KS ten-year 3; hazard-weighted, Cherokee, KS: 8.0.
Declared incidents on the Cherokee, KS record: 2026 Severe Storm 9; 2024 Severe Storm 3 (Cherokee, KS).
NFIP claims, Cherokee, KS, three years: 1; Cherokee, KS payouts $120,436; per Cherokee, KS claim $120,436; Cherokee, KS claim-stress 73/100.
Cherokee, KS monthly score rose, 26 (March 2026) to 76 (October 2026); Cherokee, KS by month: March 26, April 26, May 24, June 24 (Cherokee, KS), July 27, August 26, September 36, October 76.
Cherokee, KS components: climate 77, NFIP claims 73; Cherokee, KS retreat index 76.
Construction distress, Cherokee, KS: 1/100 as of August 2026 (Cherokee, KS: 1/100 one-to-four unit, 0/100 multifamily).
Cherokee, KS ZIPs, June 2026 (Cherokee, KS, 13 highest): score 0 (Cherokee, KS), climate 68 (Cherokee, KS): 66762; score 0 (Cherokee, KS), climate 65 (Cherokee, KS): 66724; score 0 (Cherokee, KS), climate 63 (Cherokee, KS): 66753; score 0 (Cherokee, KS), climate 61 (Cherokee, KS): 67356; score 0 (Cherokee, KS), climate 58 (Cherokee, KS): 67336; score 0 (Cherokee, KS), climate 55 (Cherokee, KS): 66781; score 0 (Cherokee, KS), climate 54 (Cherokee, KS): 66713, 66725, 66739, 66770, Cherokee, KS 66773, 66778, 66782.
DLRadar rescores Cherokee, KS monthly; Cherokee, KS readings join Cherokee, KS foreclosure, lien and ownership parcels (Cherokee, KS), so cost-squeezed Cherokee, KS owners surface before listing.
Inside Kansas, Cherokee County ranks 1st of 105 counties for home-insurance distress at 70/100; Sumner County (70/100) sits just below Cherokee County.
Deterministic. Every Cherokee County, KS signal traces to a public Cherokee dataset (FEMA, NFIP, Census for Cherokee, KS) · how insurance distress works in Cherokee, KS · methodology
FAQ: Cherokee County, KS insurance distress
What is the Cherokee County, KS home-insurance-distress score?
Cherokee, KS: 70/100 (MEDIUM), #618 of 3,222, #1 in Kansas. FEMA hazard, Cherokee, KS: 68/100; NFIP stress, Cherokee, KS: 73/100; construction, Cherokee, KS: 1/100; Cherokee, KS rescores monthly.
Is Cherokee County insurance distress getting better or worse (KS)?
Cherokee, KS: 26 in March 2026; Cherokee, KS: 76 in October 2026 (worse); Cherokee, KS climate component 77; Cherokee, KS NFIP claims score 73.
How many flood-insurance claims has Cherokee County, KS had?
Cherokee, KS: 1 NFIP claims, three years; Cherokee, KS paid $120,436; per Cherokee, KS claim $120,436; carriers reprice Cherokee, KS against that record.
Which Cherokee County ZIP codes carry the most insurance distress (KS)?
Cherokee, KS, June 2026: 66762 at 0, 66724 at 0, 66753 at 0, 67356 at 0; Cherokee, KS climate scores there: 68, 65, 63, 61.
Why does Cherokee, KS insurance distress create sellers?
A Cherokee, KS premium outruns the Cherokee, KS budget; a carrier leaves Cherokee, KS; Cherokee, KS carrying cost passes plan; Cherokee, KS owners sell while current; Cherokee, KS insurance distress leads Cherokee, KS foreclosure data.