Butler County, KS: Home-Insurance Distress & Forced-Sale Pressure

Home-insurance pressure in Butler County, Kansas is currently elevated — an insurance-distress score of 69/100, in the upper half of U.S. counties at #626 of the 3,222 U.S. counties DLRadar scores. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.

Butler County's 69/100 is recomputed each month from federal hazard, claim and carrier filings, which is why its #626 position shifts between updates.

Read as a targeting input, 69/100 puts Butler County #626 of 3,222 — high enough that renewal-driven listings should be expected rather than treated as outliers.

Driving it: a FEMA hazard score of 51/100; NFIP flood-claim stress of 96/100 over three years, all of which push carriers toward higher rates or non-renewal.

Read together, a 51/100 hazard base and 96/100 flood-claim stress explain why Butler County screens as a place where coverage cost, not the loan, is the likely sale trigger.

114 NFIP claims, $7,008,320 paid in three years is the documented loss history behind coverage cost in Butler County.

A #626 national standing means little alone; DLRadar pairs Butler County's coverage stress with default and ownership data before calling a parcel distressed.

A 83/100 construction-distress score means repair and replacement economics are working against affordability of coverage.

DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. That is how coverage-pressured owners surface before they reach the open market.