Osage County, KS: Home-Insurance Distress & Forced-Sale Pressure
Osage County, KS: 60/100 (elevated) home-insurance distress; Osage, KS band MEDIUM; Osage, KS #886 of 3,222 counties; Osage, KS #7 of 105 in Kansas; raw Osage, KS 57.7.
FEMA hazard, Osage, KS: 63/100; Osage, KS declarations, three years: 8; Osage, KS perils: 6 severe-storm; Osage, KS five-year count 6 (severity 10.5); Osage, KS ten-year 6; hazard-weighted, Osage, KS: 6.0.
Declared incidents on the Osage, KS record: 2026 Severe Storm 6; 2025 Severe Storm 3 (Osage, KS); 2024 Winter Storm 3 (Osage, KS).
NFIP claims, Osage, KS, three years: 1; Osage, KS payouts $10,793; per Osage, KS claim $10,793; Osage, KS claim-stress 56/100.
Osage, KS monthly score rose, 58 (March 2026) to 65 (October 2026); Osage, KS by month: March 58, April 58, May 55, June 55 (Osage, KS), July 59, August 58, September 65, October 65.
Osage, KS components: climate 72, NFIP claims 56; Osage, KS retreat index 65.
Construction distress, Osage, KS: 51/100 as of August 2026 (Osage, KS: 49/100 one-to-four unit, 35/100 multifamily).
Osage, KS ZIPs, June 2026 (Osage, KS, 15 highest): score 0 (Osage, KS), climate 87 (Osage, KS): 66402; score 0 (Osage, KS), climate 85 (Osage, KS): 66409; score 0 (Osage, KS), climate 84 (Osage, KS): 66546; score 0 (Osage, KS), climate 57 (Osage, KS): 66524; score 0 (Osage, KS), climate 48 (Osage, KS): 66868; score 0 (Osage, KS), climate 39 (Osage, KS): 66528; score 0 (Osage, KS), climate 37 (Osage, KS): 66413, 66414, 66451, 66510, Osage, KS 66523, 66537, 66543; score 0 (Osage, KS), climate 34 (Osage, KS): 66856; score 0 (Osage, KS), climate 32 (Osage, KS): 66871.
DLRadar rescores Osage, KS monthly; Osage, KS readings join Osage, KS foreclosure, lien and ownership parcels (Osage, KS), so cost-squeezed Osage, KS owners surface before listing.
Inside Kansas, Osage County ranks 7th of 105 counties for home-insurance distress at 60/100; Ottawa County (65/100) sits just above Osage County, and Lincoln County (59/100) sits just below Osage County.
Deterministic. Every Osage County, KS signal traces to a public Osage dataset (FEMA, NFIP, Census for Osage, KS) · how insurance distress works in Osage, KS · methodology
FAQ: Osage County, KS insurance distress
What is the Osage County, KS home-insurance-distress score?
Osage, KS: 60/100 (MEDIUM), #886 of 3,222, #7 in Kansas. FEMA hazard, Osage, KS: 63/100; NFIP stress, Osage, KS: 56/100; construction, Osage, KS: 51/100; Osage, KS rescores monthly.
Is Osage County insurance distress getting better or worse (KS)?
Osage, KS: 58 in March 2026; Osage, KS: 65 in October 2026 (worse); Osage, KS climate component 72; Osage, KS NFIP claims score 56.
How many flood-insurance claims has Osage County, KS had?
Osage, KS: 1 NFIP claims, three years; Osage, KS paid $10,793; per Osage, KS claim $10,793; carriers reprice Osage, KS against that record.
Which Osage County ZIP codes carry the most insurance distress (KS)?
Osage, KS, June 2026: 66402 at 0, 66409 at 0, 66546 at 0, 66524 at 0; Osage, KS climate scores there: 87, 85, 84, 57.
Why does Osage, KS insurance distress create sellers?
A Osage, KS premium outruns the Osage, KS budget; a carrier leaves Osage, KS; Osage, KS carrying cost passes plan; Osage, KS owners sell while current; Osage, KS insurance distress leads Osage, KS foreclosure data.