Phillips County, KS: Home-Insurance Distress & Forced-Sale Pressure
Phillips County, KS: 21/100 (low) home-insurance distress; Phillips, KS band LOW; Phillips, KS #2,148 of 3,222 counties; Phillips, KS #87 of 105 in Kansas; raw Phillips, KS 24.3; Phillips, KS coverage multiplier 0.85.
FEMA hazard, Phillips, KS: 40/100; Phillips, KS declarations, three years: 2; Phillips, KS perils: 2 severe-storm; Phillips, KS five-year count 6 (severity 9.0); Phillips, KS ten-year 6; hazard-weighted, Phillips, KS: 2.0.
Declared incidents on the Phillips, KS record: 2025 Severe Storm 3; 2023 Severe Storm 3 (Phillips, KS).
NFIP claims, Phillips, KS, three years: none; Phillips, KS claim-stress 0/100.
Phillips, KS monthly score fell, 26 (March 2026) to 23 (October 2026); Phillips, KS by month: March 26, April 26, May 24, June 24 (Phillips, KS), July 23, August 21, September 21, October 23.
Phillips, KS components: climate 46; Phillips, KS retreat index 23; Phillips, KS climate multiplier 0.85.
Construction distress, Phillips, KS: 54/100 as of August 2026 (Phillips, KS: 54/100 one-to-four unit, 0/100 multifamily).
Phillips, KS ZIPs, June 2026 (Phillips, KS, 9 highest): score 0 (Phillips, KS), climate 37 (Phillips, KS): 67621, 67647, 67661; score 0 (Phillips, KS), climate 36 (Phillips, KS): 67639, 67644; score 0 (Phillips, KS), climate 32 (Phillips, KS): 67664; score 0 (Phillips, KS), climate 29 (Phillips, KS): 67646; score 0 (Phillips, KS), climate 28 (Phillips, KS): 66951; score 0 (Phillips, KS), climate 20 (Phillips, KS): 67622.
DLRadar rescores Phillips, KS monthly; Phillips, KS readings join Phillips, KS foreclosure, lien and ownership parcels (Phillips, KS), so cost-squeezed Phillips, KS owners surface before listing.
Inside Kansas, Phillips County ranks 87th of 105 counties for home-insurance distress at 21/100; Norton County (21/100) sits just above Phillips County, and Pratt County (21/100) sits just below Phillips County.
Deterministic. Every Phillips County, KS signal traces to a public Phillips dataset (FEMA, NFIP, Census for Phillips, KS) · how insurance distress works in Phillips, KS · methodology
FAQ: Phillips County, KS insurance distress
What is the Phillips County, KS home-insurance-distress score?
Phillips, KS: 21/100 (LOW), #2,148 of 3,222, #87 in Kansas. FEMA hazard, Phillips, KS: 40/100; NFIP stress, Phillips, KS: 0/100; construction, Phillips, KS: 54/100; Phillips, KS rescores monthly.
Is Phillips County insurance distress getting better or worse (KS)?
Phillips, KS: 26 in March 2026; Phillips, KS: 23 in October 2026 (better); Phillips, KS climate component 46.
Which Phillips County ZIP codes carry the most insurance distress (KS)?
Phillips, KS, June 2026: 67621 at 0, 67647 at 0, 67661 at 0, 67639 at 0; Phillips, KS climate scores there: 37, 37, 37, 36.
Why does Phillips, KS insurance distress create sellers?
A Phillips, KS premium outruns the Phillips, KS budget; a carrier leaves Phillips, KS; Phillips, KS carrying cost passes plan; Phillips, KS owners sell while current; Phillips, KS insurance distress leads Phillips, KS foreclosure data.