Riley County, KS: Home-Insurance Distress & Forced-Sale Pressure
Riley County, Kansas carries a elevated home-insurance-distress reading of 56/100 — ranked #938 nationally, in the upper half of U.S. counties. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.
6 NFIP claims, $148,597 paid in three years is the documented loss history behind coverage cost in Riley County.
A 41/100 hazard base sitting alongside 78/100 in realized flood stress is the signature DLRadar treats as insurance-driven seller pressure.
Construction distress sits at 33/100, so the replacement cost insurers underwrite against is elevated here.
A #938 national standing means little alone; DLRadar pairs Riley County's coverage stress with default and ownership data before calling a parcel distressed.
Read as a targeting input, 56/100 puts Riley County #938 of 3,222 — high enough that renewal-driven listings should be expected rather than treated as outliers.
Behind the score sit a FEMA hazard score of 41/100; NFIP flood-claim stress of 78/100 over three years, each a factor insurers weigh when they raise rates or exit a market.
The Riley County reading is not static - monthly FEMA, NFIP and carrier updates re-score it so it tracks the current renewal season rather than an average.
DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. The point is reaching those owners while carrying cost is still the problem, not after the filing.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Riley County insurance distress — FAQ
What is the home-insurance-distress score for Riley County, Kansas?
DLRadar grades Riley County at 56/100 - MEDIUM, #938 of 3,222 U.S. counties. It combines FEMA hazard (41/100), three-year NFIP flood-claim stress (78/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
How many flood-insurance claims has Riley County had?
Riley County logged 6 NFIP flood claims over three years, $148,597 paid (about $24,766 each) - the kind of realized-loss record that reprices coverage and thins the carrier pool.
Why does DLRadar treat insurance distress as an early signal in Riley County?
A premium that outpaces the budget -- or a carrier that stops writing in Riley County altogether -- lifts carrying cost past what the owner planned for. Selling becomes the rational response, and it typically happens before any default appears in the record, which is why the signal leads rather than lags.