Smith County, KS: Home-Insurance Distress & Forced-Sale Pressure
Smith County, KS: 21/100 (low) home-insurance distress; Smith, KS band LOW; Smith, KS #2,151 of 3,222 counties; Smith, KS #90 of 105 in Kansas; raw Smith, KS 24.1; Smith, KS coverage multiplier 0.85.
FEMA hazard, Smith, KS: 40/100; Smith, KS declarations, three years: 2; Smith, KS perils: 2 severe-storm; Smith, KS five-year count 3 (severity 6.0); Smith, KS ten-year 3; hazard-weighted, Smith, KS: 2.0.
Declared incidents on the Smith, KS record: 2025 Severe Storm 3 (Smith, KS).
NFIP claims, Smith, KS, three years: none; Smith, KS claim-stress 0/100.
Smith, KS monthly score fell, 26 (March 2026) to 23 (October 2026); Smith, KS by month: March 26, April 26, May 24, June 24 (Smith, KS), July 23, August 21, September 21, October 23.
Smith, KS components: climate 46; Smith, KS retreat index 23; Smith, KS climate multiplier 0.85.
Construction distress, Smith, KS: 0/100 as of August 2026 (Smith, KS: 0/100 one-to-four unit, 0/100 multifamily).
Smith, KS ZIPs, June 2026 (Smith, KS, 10 highest): score 0 (Smith, KS), climate 28 (Smith, KS): 66951, 67430; score 0 (Smith, KS), climate 24 (Smith, KS): 66932, 66952, 66967, 67628, Smith, KS 67638; score 0 (Smith, KS), climate 23 (Smith, KS): 67474; score 0 (Smith, KS), climate 22 (Smith, KS): 67437, 67623.
DLRadar rescores Smith, KS monthly; Smith, KS readings join Smith, KS foreclosure, lien and ownership parcels (Smith, KS), so cost-squeezed Smith, KS owners surface before listing.
Inside Kansas, Smith County ranks 90th of 105 counties for home-insurance distress at 21/100; Rooks County (21/100) sits just above Smith County, and Stevens County (21/100) sits just below Smith County.
Deterministic. Every Smith County, KS signal traces to a public Smith dataset (FEMA, NFIP, Census for Smith, KS) · how insurance distress works in Smith, KS · methodology
FAQ: Smith County, KS insurance distress
What is the Smith County, KS home-insurance-distress score?
Smith, KS: 21/100 (LOW), #2,151 of 3,222, #90 in Kansas. FEMA hazard, Smith, KS: 40/100; NFIP stress, Smith, KS: 0/100; construction, Smith, KS: 0/100; Smith, KS rescores monthly.
Is Smith County insurance distress getting better or worse (KS)?
Smith, KS: 26 in March 2026; Smith, KS: 23 in October 2026 (better); Smith, KS climate component 46.
Which Smith County ZIP codes carry the most insurance distress (KS)?
Smith, KS, June 2026: 66951 at 0, 67430 at 0, 66932 at 0, 66952 at 0; Smith, KS climate scores there: 28, 28, 24, 24.
Why does Smith, KS insurance distress create sellers?
A Smith, KS premium outruns the Smith, KS budget; a carrier leaves Smith, KS; Smith, KS carrying cost passes plan; Smith, KS owners sell while current; Smith, KS insurance distress leads Smith, KS foreclosure data.