Fleming County, KY: Home-Insurance Distress & Forced-Sale Pressure
Fleming County, KY: 65/100 (elevated) home-insurance distress; Fleming, KY band MEDIUM; Fleming, KY #795 of 3,222 counties; Fleming, KY #83 of 120 in Kentucky.
FEMA hazard, Fleming, KY: 74/100; Fleming, KY declarations, three years: 8; Fleming, KY perils: 2 tropical-storm, 4 severe-storm; Fleming, KY five-year count 12 (severity 22.5); Fleming, KY ten-year 12; hazard-weighted, Fleming, KY: 10.0.
Declared incidents on the Fleming, KY record: 2026 Winter Storm 3; 2025 Severe Storm 6 (Fleming, KY); 2024 Tropical Storm 3 (Fleming, KY).
NFIP claims, Fleming, KY, three years: 1; Fleming, KY payouts $1,104; per Fleming, KY claim $1,104; Fleming, KY claim-stress 50/100.
Fleming, KY monthly score fell, 72 (March 2026) to 71 (October 2026); Fleming, KY by month: March 72, April 72, May 69, June 69 (Fleming, KY), July 76, August 69, September 67, October 71.
Fleming, KY components: climate 85, NFIP claims 50; Fleming, KY retreat index 71.
Construction distress, Fleming, KY: 99/100 as of August 2026 (Fleming, KY: 99/100 one-to-four unit, 21/100 multifamily).
Fleming, KY ZIPs, June 2026 (Fleming, KY, 7 highest): score 0 (Fleming, KY), climate 44 (Fleming, KY): 40351; score 0 (Fleming, KY), climate 37 (Fleming, KY): 41056; score 0 (Fleming, KY), climate 34 (Fleming, KY): 41055; score 0 (Fleming, KY), climate 28 (Fleming, KY): 41093; score 0 (Fleming, KY), climate 26 (Fleming, KY): 41041, 41049; score 0 (Fleming, KY), climate 24 (Fleming, KY): 41039.
DLRadar rescores Fleming, KY monthly; Fleming, KY readings join Fleming, KY foreclosure, lien and ownership parcels (Fleming, KY), so cost-squeezed Fleming, KY owners surface before listing.
Inside Kentucky, Fleming County ranks 83rd of 120 counties for home-insurance distress at 65/100; Lincoln County (65/100) sits just above Fleming County, and Fulton County (62/100) sits just below Fleming County.
Deterministic. Every Fleming County, KY signal traces to a public Fleming dataset (FEMA, NFIP, Census for Fleming, KY) · how insurance distress works in Fleming, KY · methodology
FAQ: Fleming County, KY insurance distress
What is the Fleming County, KY home-insurance-distress score?
Fleming, KY: 65/100 (MEDIUM), #795 of 3,222, #83 in Kentucky. FEMA hazard, Fleming, KY: 74/100; NFIP stress, Fleming, KY: 50/100; construction, Fleming, KY: 99/100; Fleming, KY rescores monthly.
Is Fleming County insurance distress getting better or worse (KY)?
Fleming, KY: 72 in March 2026; Fleming, KY: 71 in October 2026 (better); Fleming, KY climate component 85; Fleming, KY NFIP claims score 50.
How many flood-insurance claims has Fleming County, KY had?
Fleming, KY: 1 NFIP claims, three years; Fleming, KY paid $1,104; per Fleming, KY claim $1,104; carriers reprice Fleming, KY against that record.
Which Fleming County ZIP codes carry the most insurance distress (KY)?
Fleming, KY, June 2026: 40351 at 0, 41056 at 0, 41055 at 0, 41093 at 0; Fleming, KY climate scores there: 44, 37, 34, 28.
Why does Fleming, KY insurance distress create sellers?
A Fleming, KY premium outruns the Fleming, KY budget; a carrier leaves Fleming, KY; Fleming, KY carrying cost passes plan; Fleming, KY owners sell while current; Fleming, KY insurance distress leads Fleming, KY foreclosure data.