St. Mary's County, MD: Home-Insurance Distress & Forced-Sale Pressure
St. Mary's County, MD: 22/100 (low) home-insurance distress; St. Mary's, MD band LOW; St. Mary's, MD #2,058 of 3,222 counties; St. Mary's, MD #20 of 24 in Maryland; raw St. Mary's, MD 25.8; St. Mary's, MD coverage multiplier 0.85.
FEMA hazard, St. Mary's, MD: 0/100; St. Mary's, MD declarations, three years: 2; St. Mary's, MD five-year count 3 (severity 6.0); St. Mary's, MD ten-year 3.
Declared incidents on the St. Mary's, MD record: 2026 Winter Storm 3 (St. Mary's, MD).
NFIP claims, St. Mary's, MD, three years: 4; St. Mary's, MD payouts $26,550; per St. Mary's, MD claim $6,637; St. Mary's, MD claim-stress 64/100.
St. Mary's, MD monthly score fell, 23 (March 2026) to 22 (October 2026); St. Mary's, MD by month: March 23, April 23, May 23, June 23 (St. Mary's, MD), July 23, August 23, September 23, October 22.
St. Mary's, MD components: NFIP claims 64; St. Mary's, MD retreat index 22; St. Mary's, MD climate multiplier 0.85.
Construction distress, St. Mary's, MD: 83/100 as of August 2026 (St. Mary's, MD: 89/100 one-to-four unit, 1/100 multifamily).
St. Mary's, MD ZIPs, June 2026 (St. Mary's, MD, 16 highest): score 0 (St. Mary's, MD), climate 54 (St. Mary's, MD): 20622; score 0 (St. Mary's, MD), climate 53 (St. Mary's, MD): 20606, 20609, 20618, 20619, St. Mary's, MD 20620, 20621, 20624, 20626, St. Mary's, MD 20628, 20630, 20634, 20636, St. Mary's, MD 20650, 20653, 20656.
DLRadar rescores St. Mary's, MD monthly; St. Mary's, MD readings join St. Mary's, MD foreclosure, lien and ownership parcels (St. Mary's, MD), so cost-squeezed St. Mary's, MD owners surface before listing.
Inside Maryland, St. Mary's County ranks 20th of 24 counties for home-insurance distress at 22/100; Wicomico County (22/100) sits just above St. Mary's County, and Charles County (21/100) sits just below St. Mary's County.
Deterministic. Every St. Mary's County, MD signal traces to a public St. Mary's dataset (FEMA, NFIP, Census for St. Mary's, MD) · how insurance distress works in St. Mary's, MD · methodology
FAQ: St. Mary's County, MD insurance distress
What is the St. Mary's County, MD home-insurance-distress score?
St. Mary's, MD: 22/100 (LOW), #2,058 of 3,222, #20 in Maryland. FEMA hazard, St. Mary's, MD: 0/100; NFIP stress, St. Mary's, MD: 64/100; construction, St. Mary's, MD: 83/100; St. Mary's, MD rescores monthly.
Is St. Mary's County insurance distress getting better or worse (MD)?
St. Mary's, MD: 23 in March 2026; St. Mary's, MD: 22 in October 2026 (better); St. Mary's, MD NFIP claims score 64.
How many flood-insurance claims has St. Mary's County, MD had?
St. Mary's, MD: 4 NFIP claims, three years; St. Mary's, MD paid $26,550; per St. Mary's, MD claim $6,637; carriers reprice St. Mary's, MD against that record.
Which St. Mary's County ZIP codes carry the most insurance distress (MD)?
St. Mary's, MD, June 2026: 20622 at 0, 20606 at 0, 20609 at 0, 20618 at 0; St. Mary's, MD climate scores there: 54, 53, 53, 53.
Why does St. Mary's, MD insurance distress create sellers?
A St. Mary's, MD premium outruns the St. Mary's, MD budget; a carrier leaves St. Mary's, MD; St. Mary's, MD carrying cost passes plan; St. Mary's, MD owners sell while current; St. Mary's, MD insurance distress leads St. Mary's, MD foreclosure data.